Richard W Testa Insurance
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Richard W Testa Insurance
We understand that accidents happen. When they do, your only concern should be the safety of yourself and your family - let us worry about the rest. By insuring both your auto and home through us, we offer a homeowner's insurance discount and a discount on auto insurance. We have a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.

We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. We represent a carefully selected group of financially sound, reputable insurance companies; therefore, we are able to offer you the best coverage at the most competitive price.
Services
We are a full service insurance agency, for both personal and commercial insurance, serving the insurance needs of approximately 1,500 individuals and families, and over 150 businesses in Eastern Massachusetts and Southern New Hampshire. Our independent North Andover insurance agency has been family run and operated since 1979.
The best program is the one that provides just the right coverages for your situation, at the right cost. For example, what are the right coverage amounts for property loss or damage? For personal liability coverage? Should you buy substitute transportation coverage? What's the right deductible choice?
Your home is your most valuable asset. Protecting its structure and the contents will save you from future financial disasters. With the vast threats faced by homes each day, insuring your dwelling is now more important than ever. Whether it is hurricanes, floods, fire, or crime, protecting your family's residence will create a safer and more secure future for your loved ones.
With all the different options out there, it's hard to know which is the best one for you. As an independent agent, we will discuss your situation, provide you with options and recommend the right type of life insurance for you. The amount of life insurance you select should be dependent upon your personal and financial needs.
Businesses of every size and type are exposed to unique and inherent risks. Accidents occurring in the workplace are common and no business is immune to the dangers presented at a job site. Although accidents are inevitable, you can purchase insurance protection for every risk your operation may encounter.
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