Smart Insurance Agency
Call now
Call now
Website
Call
Smart Insurance Agency
Established in 1958 by James A. Smart, the company has grown to a full service insurance agency with third generation family involvement, serving 2,000 individuals, families, and business entities in and around the Southwest Missouri area. Every policy I have began with Smart Insurance. Every member of the staff is incredibly helpful and are great at talking through all the available options in a no-pressure way.

I've referred a number of friends and family members to Smart Insurance because I trust their advice and recommendations. I have worked with Smart Insurance for 13 years and they handle all of my business and personal insurance needs. His policies consistently produce the best prices and they can cover any and all types of insurance needs.
Services
Smart Insurance Agency is a firm of proven professionals who are caring and conscientious people; the kind of people you can depend on for excellent insurance service. We are committed to a high standard of excellence in all that we do, and to establishing firm relationships of mutual trust and service with each of our clients.
Because independent insurance agencies, like Smart Insurance, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Southwest Missouri community, and we're committed to doing business face-to-face and being your advocate in times of need.
At Smart Insurance, we'll work with you to understand your unique insurance needs and provide you with one of our personally selected insurance providers to deliver high-quality, affordable insurance options tailored to deliver the value and coverage you're seeking. We choose to be an independent insurance agency, representing a number of different insurance companies.
You may pay your insurance premium in a variety of ways including visiting our office, calling and paying by phone, or mailing in your premium. Many of our companies also provide online or automatic payment options, please contact our office if you need assistance. Insurance claims will be handled by each individual insurance company after being reported.
Smart Insurance knows that in Missouri, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today. Auto Insurance - Get the right insurance coverage for your car, truck, van or other vehicles.
Reviews (17)
Loren Foote
Loren Foote
Nov 21, 2021
Report
Positive: Responsiveness
I needed to get insurance from out of state and the staff at Smart Insurance were very helpful and able to take care of my needs.
Jerry Dunbar
Jerry Dunbar
Oct 03, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Randy and his team are so easy and knowledgeable about the insurance business I have used him for years in Trucking and Cab Business Insurance.
Dry Eyed
Dry Eyed
Oct 02, 2021
Report
Critical: Responsiveness
its bin 3 weeks claims agent will not call use so we cant get are car fixed
Odiase Isi Jennifer
Odiase Isi Jennifer
Sep 09, 2021
Report
It so amazing that i finally decide to give investment a try through the help of mr clark that help me manage my account till i get my profit after 7days of investing ,i never thought i couldnt made such profit in forex trading but today and convinced that investing in forex is the fastest way of earning ,all thanks goes to my account manager mr… arnold clark his such a kind and understanding person thank for your humility and service to the societies ,your good as change so many peoples lifes ,if you interested you can give mr arnold just the way i did via email arnoldclark61@gmail.com
S. Clingan
S. Clingan
Aug 21, 2021
Report
Smart Insurance Agency is a gem. Changing insurance agents is a bit nerve racking as you have to make sure you are comparing apples to apples in terms of coverage. Nick Layman made that transition a very smooth and calm experience as he brings professionalism, competency, patience, and is not a high pressure agent, yet stays engaged. My questions were answered completely, in a timely fashion, and, were welcomed. If a business does not want to answer your questions, that is your first clue to run like the wind.
Mury Goudie
Mury Goudie
Aug 16, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Excellent customer service and a great value
Robin Hanson
Robin Hanson
Jul 08, 2021
Report
I was texted from “dept of motor vehicles” that my license would be revoked and when I replied it was your company. fraud and I’m reporting you to consumer protection
Steve Ruble
Steve Ruble
Feb 10, 2021
Report
Myself and my family have been using Smart insurance for various policy needs for 30 years. They always search for the best price and coverage balance, and are courteous and thorough.
Sharla Wilson
Sharla Wilson
Feb 07, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
I have used Smart Insurance for as long as I can remember, they have always been very professional and kind and helpful at all times! I highly recommend them to everyone for all their insurance needs!!! Love them, and their small town atmosphere with big city professionalism!
Crystal Abbott
Crystal Abbott
Jan 29, 2021
Report
My family has used Smart insurance ever since moving to Missouri years ago. I joined both Missouri and Smart insurance years later and would never want to turn anywhere else. The staff is kind and attentive. Multiple times Nick has went out of his way to accommodate an urgent situation for me and has always helped to find us the best deals. We appreciate Smart insurance! Thanks!
Tasha Gruber
Tasha Gruber
Jan 21, 2021
Report
I absolutely love smart insurance! They are the hometown answer to your insurance needs. Super helpful friendly staff and always have a wonderful experience! I am always referring people back to Smart insurance!
Lynne Hooper
Lynne Hooper
Jan 21, 2021
Report
Always so helpful and willing to explain all coverages. U have recommended numerous friends.
Tom Cartwright
Tom Cartwright
Jan 20, 2021
Report
Very helpful and nice people. Always accommodate me whenever I need it. Regardless of adding a vehicle and email proof of insurance to getting a quote awesome group.
Pat Combes
Pat Combes
Jan 20, 2021
Report
Nick at Smart Insurance was recommended to us for health insurance and we've been with them since 2017. We live in Nixa but they are just a phone call away. Everyone in the office is friendly and helpful.
Dana Dannie Medlin
Dana Dannie Medlin
Jan 20, 2021
Report
I recommend any insurance issues to use this agency they're very friendly staff enjoyed the experience
Benjamin Gruber
Benjamin Gruber
Jan 14, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
We absolutely love smart Insurance! They are the hometown answer to your insurance needs. Super helpful friendly staff and great prices! Any chance I get I refer people to Smart insurance.
Jeannine Notz
Jeannine Notz
Sep 19, 2020
Report
I highly recommend Smart Insurance Agency. They give friendly, personalized service. I can tell that they were truly looking out for my best interests, while helping me select an insurance policy. They promptly responded whenever I needed to get ahold of them. They make you feel like a friend!