E W Smith Insurance-Flat Rock
Call now
Call now
Website
Call
E W Smith Insurance-Flat Rock
We appreciate all of our customers who have conducted business with our agency by phone and email and encourage you to continue to take advantage of that. Founded in 1917, E.W. Smith Insurance Agency has three locations. Our offices in Wyandotte, Flat Rock and Shelby Township offer a personal approach to insurance where every customer has a dedicated agent.

Specializing in Personal, Business and Life Insurance we help each customer find the optimal coverage while reducing costs. E.W. Smith is proud to represent some of the largest and most trusted insurance companies including Auto-Owners, Citizens, AAA, Frankenmuth, Progressive, and The Hartford, among others.
Services
After your submission, we will look through a variety of insurance companies including Auto-Owners, AAA, Citizens, Grange, Frankenmuth, Progressive, Foremost and Badger to find the best price and fit for you. Keep in mind, an agent from one of our 3 offices will be contacting shortly after you submit your information to give you a quote or to get some additional information.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. We have been dealing with E. W. Smith Agency for more than 35 years. Our current agent, has been servicing our insurance needs for the past 15 years.
E.W. Smith compares their highly-rated companies in order to present our customers with a comprehensive insurance plan at the most competitive price. Every business has unique exposures and will need different types of coverage based on their specific company. Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
Reviews (10)
Donna Molishas
Donna Molishas
Sep 17, 2021
Report
We have belonged to E.W.Smith Agency
for over 43 years.
They are always willing to help and very reliable to return calls.
Our Agent is Don at the Gibraltar office.
They have always made an effort to give us the best insurance rates.
Also, when there has been an accident with one of our vehicles, the first question is, is everyone alright.
Highly recommended.
Suzanne Rauch
Suzanne Rauch
Dec 31, 2020
Report
Always great service . Mike Mace goes above and beyond at the Flat Rock office . The ladies in the office are wonderful
Lesley Pierce
Lesley Pierce
Dec 09, 2020
Report
Very helpful, great rates. Quick response time through email & phone calls. Highly recommend them.
Derek Nickels
Derek Nickels
Oct 14, 2020
Report
EW provides fairly priced insurance, I was with them for years, get a quote and see is all I can say, nice representatives, professional and easy to make payments!
Rose Birchmeier
Rose Birchmeier
Aug 22, 2020
Report
Very happy. Our agent, Mike Mace, does an amazing job at finding the best rates and with communication. His knowledge and work ethic are much appreciated. Highly recommended.
Chrissy
Chrissy
Aug 12, 2020
Report
Joe Weatherhead is a fantastic guy really finds great insurance at a reasonable rate
Mike G.
Mike G.
Jan 03, 2018
Report
Was a loyal customer for over 10 years. I was dealing with an agent in Flat Rock that i didn't care for when our agent retired and he took over our insurance needs. After several years with him, we switched to someone local where we live now.

I called today 1/2/18 the wyandotte office and i wanted a quote. The lady said she could give me the quote, but it would go back to our previous agent to handle. I said i didn't like him. She said its their policy to have returning customers or agents that handled your insurance prior to leaving, to give that agent your business again. I wanted
Brooke D.
Brooke D.
Sep 25, 2017
Report
Bob has been wonderful! He cut my car insurance rate in half! And got us a better home insurance policy. Best switch we have made.
Stephanie Edwards
Stephanie Edwards
Jul 18, 2017
Report
EW Smith is the best insurance company I have ever been with. They are kind, VERY helpful, and always take great care of me. Susie in billing is absolutely delightful, and their agents work well to figure out the best plan for your needs and budget. I have also saved an incredible amount of money with them since switching over from Progressive. I highly recommend everyone I know to them (especially younger women), and truly think they're a wonderful company.
Rob P.
Rob P.
Apr 10, 2015
Report
I use to have AAA and had problem after problem, could never get in contact with my agent. I can not believe how great the service is with EW Smith! Seriously! Matt is always on it and gets back to me asap. We just bought our first house and needed home insurance. Matt made this totally painless and it helped us out being first time home owners. I had to get a new used car the other day and move insurance over. Matt was on it, it took minutes and it was done! Thank you E.W. Smith & Matt Perry!