Foye Insurance Agency

Our independent insurance agency was founded by the late Edward Foye Sr. in 1942 to serve the Central Upper Peninsula of Michigan, including Marquette, Ishpeming, Negaunee, and Gwinn. We're the first agency of the American Community Mutual Insurance Company out of the Detroit area.

Through the years, we've expanded into a full-service property and casualty insurance agency, representing many insurance companies selling car, home, business, personal, and life insurance plans.Our mission for over 75 years is to give you the best service possible.

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.