The agency's book of business dates back as far as 1967. The first policy was written by Ernest Deterding, an agent who was a farmer that worked in collaboration with a local insurance mutual. After showing much enthusiasm and interest in the insurance industry, the book of business was then passed down to Ernest's son, Walter Deterding, who then founded your now known Deterding Insurance Agency.
Starting in 1977, the agency wrote policies for Grinnell Mutual Reinsurance Company and Horse Prairie Mutual Insurance Company to mainly service farmers. Since the agency was founded it has grown and writes directly for 6 different insurance companies and through 2 brokerages providing farmers, businesses, drivers, and residences the proper coverage at a low rate for over 50 years.
Starting in 1977, the agency wrote policies for Grinnell Mutual Reinsurance Company and Horse Prairie Mutual Insurance Company to mainly service farmers. Since the agency was founded it has grown and writes directly for 6 different insurance companies and through 2 brokerages providing farmers, businesses, drivers, and residences the proper coverage at a low rate for over 50 years.
Services
What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
Why do you need insurance for your boat or personal watercraft? You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
