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Progressive Insurance
We're an independent insurance agency serving the Minneapolis-St. Paul metro region as well as Colorado Springs. We help businesses and families protect the things that matter most to them with innovative insurance strategies. Saving money is easy when we automatically quote your coverage with up to 70 insurance companies.

With more than 80 years of experience, you can rest assured that you've got the insurance coverage necessary to protect your most important assets. With 10 full-time, licensed insurance professionals on the team, we'll be here when you need us. President of Carney Insurance Services, Tom Carney, talks a bit about our history, what makes the agency different, and our values.
Services
Tom Carney founded Carney Insurance Services in 2011 after 17 years with another agency in White Bear Lake, MN. Since 1994, Tom Carney has been helping families and businesses protect the things that matter most with innovative insurance protection plans. Starting with only 2 employees, the agency has grown to 10 staff members with more than 80 years of combined experience.
A personal insurance plan is all about protecting the things that matter most - your loved ones and cherished assets. Ensuring you have adequate coverage requires a review of all your personal risks, from auto insurance and home insurance to boat and rv insurance. As your assets grow over time, handling the insurance on it all can become overwhelming.
Car insurance is protection. When you enter into a contract with an insurance company, they agree to protect you from financial losses resulting from an accident, theft, liability, damage, or medical treatment, in exchange for your payment of a premium. While liability insurance is legally required to drive a vehicle on public roads in MN, there are many additional coverage options you may want to consider.
What would you do if your home was severely damaged in a storm, your house needed extensive repairs, and most of your furniture and belongings were ruined? Without a home insurance policy, the cost to recover from such damage could be financially devastating. When you invest in homeowners insurance, you are protecting your home, and yourself, against financial disaster.
Relaxing on the lake is a common summer pastime in MN, but it's important to remember that accidents and injuries happen. Investing in quality boat insurance will help keep your family and friends safe this summer. The coverage you need depends the kind of boat you own and how you use it. For example, a bass boat has different coverage needs than a yacht.
Reviews (10)
Jessica Hansen
Jessica Hansen
Dec 12, 2021
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Positive: Professionalism, Quality, Responsiveness
We recently moved and had a few questions come up about to to get everything on our account switched over. Angie helped us out and was amazing! She went above and beyond what we asked of her and made the transition process smooth and painless. Very satisfied customers here!!
Hongspa
Hongspa
Oct 01, 2021
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Positive: Professionalism, Quality
Having the Foundation of a Good Insurance Co. that addressed our needs of Douglas Chapel. On personal level Solid. Great Staff, Confidence in their Commitment to look out for my Needs Thanks.
Cindi G.
Cindi G.
Sep 27, 2021
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Positive: Professionalism, Responsiveness, Value
We made the switch last year from one of the major insurance agencies to Carney. Definitely do not regret our decision! They respond right away when we have a question or a new need, many times actually answering their phones and getting our needs met right away! Highly recommend Carney insurance!!
Adam Meyers
Adam Meyers
Sep 05, 2021
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Positive: Professionalism
The best advisers I've had since I've started insurance !
Larry Mickelson
Larry Mickelson
Sep 01, 2021
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After being with the same insurance company and agent for over 15 years, we decided we should check around and see how our current coverage and premiums stacked up. Our insurance policies included two vehicles, our primary home in Minnesota, a home in Arizona which we use and rent out, and an umbrella policy.
Sarah V. worked with us and noticed gaps in our coverage. Long story short, we were able to have better coverage (our coverage on the AZ home was for about $100,000 less than it should have been) and saved us money. That's a good deal!
I gave the agent we had the opportunity to review out
Joe Demarais
Joe Demarais
Aug 30, 2021
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Positive: Professionalism, Quality
I have been using the Carneys for40 years or so, they're a very good team!
Drake Larson
Drake Larson
Aug 21, 2021
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Positive: Professionalism, Quality, Responsiveness
Personal service, professional results... I've never felt like I have been put on the back burner. Always fast responses to any messages or questions I've had. Kennedy is on it like Blue Bonnet!!! I recommend anyone to go with Carney agency.
Brian Heilman
Brian Heilman
Aug 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Tayler Charais was an absolute joy to work with. She provided me with multiple options to choose from to best suit my insurance needs. Everything was conducted in a timely manor with extreme professionalism. Very pleased with Carney insurance as a whole! Thank you very much.
Carmen Johnson
Carmen Johnson
Dec 31, 2020
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Ashley made me a great deal on my insurance. Paying in full was the best decision us two made. She dug deep into all my past driving recorders and offered many discounts and explained a lot on how I could lower my you liability rate such as renters insurance. By suggesting many different options I have encountered in my history. I love the friendly service just wish the gal who I spoke to before they took down and process my credit payment that they would have mentioned before it was going to be higher thank what was quoted. Yet they are very good professional people highly recommended it! Just
Shandi Annette
Shandi Annette
Jul 10, 2020
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I highly recommend this company. I recently began the switch over from another provider. I have a ton of policies and wasn’t sure if this would be a hard process. I’ve been impressed with the great attention and communication I’ve received. Thank you Mitchell and Ashley for both making this process easy and for saving me money.