Grant Smith Health Insurance Agency
Call now
Call now
Website
Call
Grant Smith Health Insurance Agency
Open Enrollment for the Marketplace is over for 2021. Give our office a call at (810) 984-2773 for more information on scheduling your appointment. 2021 Coverage would only be available to those via Special Enrollments if you meet the qualifications of certain, "Life Events". People who are covered under Parts A and B often buy "Medigap" insurance to pay for things not covered by Medicare, such as deductibles and copayments.

Medicare has established twelve standard types of Medigap policies. Call today for an appointment. I write employee benefits regardless of the size of your business - from sole proprietors to large scale employee benefit plans. Constant communication throughout the design, implementation, and the day to day solving of service needs is what I'm accustomed to and take great pride in.
Services
Under the banner of GBS Media is also an online magazine called Blue Water Healthy Living. GBS Media is a video production / advertising company in that specializes in commercials, corporate and training videos, interviews, special events, and more. Its purpose is to bring to professionals and small businesses right up to large corporations affordable media.
Experience a life change? Certain "Life Events" allow you a special enrollment period within 60 days after the event. Got Questions? Give us a Call! Letter or document from employer stating the employer changed, dropped or will drop coverage or benefits for the employee, spouse or dependent, including the date coverage ended or will end.
The federal law specifically states that businesses and individuals are not required to purchase health insurance through the Marketplace or Health Exchange. The purpose of the Exchanges is to permit individuals and small employers (with 100 or fewer employees) to purchase "qualified health insurance coverage."
A health savings account (HSA) is a tax-exempt trust or custodial account that you set up with a qualified HSA trustee to pay or reimburse certain medical expenses you incur. You must be an eligible individual to qualify for an HSA. You can claim a tax deduction for contributions you, or someone other than your employer, make to your HSA even if you do not itemize your deductions on Form 1040.
If you become entitled to elect COBRA continuation coverage when you otherwise would lose group health coverage under a group health plan, you should consider all options you may have to get other health coverage before you make your decision. One option may be "special enrollment" into other group health coverage.
Reviews (11)
Tom Stevens
Tom Stevens
Dec 05, 2021
Report
I had a wonderful experience with the agency. They explained everything to me so I could understand and I walked out with better insurance at a lower cost. He also made time for my appointment on a Sunday afternoon. I highly recommend anyone with insurance question visit Grant Smith.
Anna Crellin
Anna Crellin
Jan 08, 2021
Report
Jim Gilbert was extremely rude and acted like he did not want to waste his time helping me. As a 26 year old I have been on my parents insurance for my whole life, recently that changed with my birthday and jim acted like I was worthless and ruining his day by coming in for an appointment. As a potential future client you would think he would be… friendly. Worst experience I have ever had with someone who is supposed to be a "professional" in this community. I was unaware of the deadlines of certain things as I have never dealt with this before and jim made me feel very stupid. Never will
Doris Culton
Doris Culton
Nov 19, 2020
Report
Grant reviewed my mom's policy and told us that she already had the best policy. It is refreshing to meet someone with honesty and integrity. He will help you get what you need and not try to sell you something you don't need.
Anna Crellin
Anna Crellin
Oct 01, 2020
Report
I recently turned 26 and had to be off my parents insurance, unaware of deadlines and anything to do with health insurance I went looking for guidance, facts and professional help at this office and was treated with very little respect. Jim Gilbert acted like he did not want to take the time of day to even give me information, rolled his eyes repeatedly and had such a rude and condescending attitude. I would have given no stars but in order to make a review I had to. I would never recommend anyone to seek of the "help" of this man. whether the deadlines for certain insurances had past or not, I
John Gossman
John Gossman
Jul 22, 2018
Report
I went through grant when I was self employed and he set me up wit major medical plan and at that time in my life I was 29 and healthy and didn’t think I needed insurance but I had a worker almost get injured on my job so I met with grant and he set me up with a plan , it wasn’t long after I got very sick ended up with endocarditis a infection… on my hart valve and I was sick for weeks ended up in ER went Thur the night and ended up in a survival flight to U of M were I had emergency open hart surgery and home nursing for recovery and some days I thank God that I had that coverage
Anne Whaling
Anne Whaling
Jan 13, 2018
Report
I appreciate the expertise & organization of the Grant Smith Agency. I feel like they will be there if I need them in the future, which is great peace of mind.
Mary Gersten
Mary Gersten
Aug 13, 2017
Report
Extremely rude to me. Answered none of my questions, "What's hard about this? he kept saying. Gave one star becasue I had to. Wouldn't have given any.
Mary LaDuke
Mary LaDuke
Mar 06, 2016
Report
I knew I needed to change my health insurance and dreaded it ( the process) but after stepping into Grants office I was amazed,they were very helpful. They did all the work and I saved money!!!
Steve Bricker
Steve Bricker
Dec 15, 2015
Report
Grant and his staff are truly professionals at what they do. Very glad I use them
Linda S. Steinhaus
Linda S. Steinhaus
Mar 31, 2015
Report
Thank you for your expertise in helping me to make an informed decision. Just need to go thru formulary. Will call for an appt to firm details up. Explains everything in layman's terms. Very easy to understand.
Thank you
Linda
Nick Cavis
Nick Cavis
Jul 08, 2014
Report
Grant is superb! He is one of port huron's gems. Always available and does a great job explaining the puzzle of health care.