Shoreline Insurance Service
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Steve Cudgma has been working with Long Term Care, Medicare and Life clients for over 9 years. He added Individual and Small Group Health Options to his portfolio in 2014. He is proud to be affiliated with all the major carriers, including AccessHealth CT so that he can offer the most comprehensive options to his clients and ensure their total satisfaction.

Steve recently became an appointed Notary Public as well. Come check out our office located in the 4th Ward section of Branford at 556 Main Street. Powered by Webbersaur.us.
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Lifelong Branford resident. Two children, Rebecca (32) & Andrew (29). Two grandsons, Zachary (8)& Nathan (5). Active member of the First Congregational Church of Branford. Former Coordinator of the Youth Mission Trip sponsored by FCCB and founder of Branford Youth Missions. 15 year member of the BHS Performing Arts production team.
What is Final Expense Insurance? It is a life insurance policy that you would invest in to cover all the expenses involved with aging out of this life and into the next one. Funeral expenses, final medical bills, outstanding bills, to name a few. Think about it. Do you really want to leave your loved ones holding the bag for your bills when your gone.
Long Term Care Insurance is insurance that you purchase to pay for an extended stay in a rehabilitation facility, should the need arise. Many people think that long term care insurance is expensive and a waste of money. However, as medical breakthroughs happen, people are living longer and in some cases, may need care beyond what a family member can give them.
Reviews (6)
Jeanne Crowley
Jeanne Crowley
Oct 21, 2021
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Now that we’ve reached Medicare age, we were incredibly confused and overwhelmed by the various Medicare options and plans - what a blessing to talk with Steve, who made sense out of all of it ,explained everything so clearly, and did it all with such kindness, good humor and the most warm and affable personality:) We breathed a sigh of relief and left his beautiful office feeling we had been given the gift of a fabulous guide:) HIGHLY RECOMMEND talking with this !wonderful gentleman!!! And did I mention his Medicare advice services are free???? AMAZING!!!
Jason Barcomb
Jason Barcomb
Sep 18, 2021
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Steve was very helpful and informative regarding AccessHealthCT marketplace insurance. Has a wealth of knowledge in the insurance industry. Very responsive to calls and emails. Highly recommended!
Nancy J.
Nancy J.
Mar 01, 2021
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Excellent service. Steve is very thorough and has full understanding of all the insurance products available and which are the best fit for your needs. Highly recommend this agency!
Jerome Gisondi
Jerome Gisondi
Mar 01, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
It's a pleasure working with Steve. He's very prompt in providing information and is willing to go the extra mile to search for answers when I've had questions / concerns. I've always felt very comfortable with his responses to my questions and I would highly recommend Shoreline Insurance Services, Inc. to anyone.
Chris Hauman
Chris Hauman
Feb 12, 2021
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Positive: Professionalism, Responsiveness
Steven is great to work with. He is knowledgeable and a true pro. Whenever I have a question or need to get in touch with him, I always hear right back. I highly recommend him.
Kevin Dowd
Kevin Dowd
Feb 10, 2021
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Positive: Professionalism
Met with owner Steve Cudgma twice setting up Connecticare for my family Steve was extremely helpful with guiding me through the process. When I encountered an issue I called Steve first and had it resolved several hours later. I have since recommended Steve to several friends who were grateful for referral.
Kevin