Timothy Zearfoss Law Office
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Welcome to the Law Office of Timothy Zearfoss, the first name in bankruptcy attorneys. No matter how much one may hope otherwise, sometimes life can take an unexpected turn that requires you to need the services of an attorney. A good lawyer is someone you can depend on to be on your side, fighting for your rights.

Declaring bankruptcy can be a difficult decision, and you need an attorney with the experience and competence to guide you through the process. To discuss your bankruptcy options, including whether bankruptcy is right for your situation, please contact us today at 610-734-7001.
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You may not realize it, but your financial problems hurt every part of your life. If your debts have gotten out of control, then you need the help of a qualified bankruptcy attorney. Bankruptcy can give you a financial fresh start and the opportunity to regain control of your life. At Timothy Zearfoss Law Office, we understand the ins and outs of bankruptcy, and we're happy to walk you through your options.
A business or an individual can declare bankruptcy once they have ascertained that it has become impossible to pay off one's creditors. It can give you a chance to start over from a financial point of view, as most of debts are relieved after bankruptcy as been filed. Chapter 7, or liquidation bankruptcy, means that your "estate" - i.e., your assets - is sold in order to pay off your creditors.
As a business owner, you're probably aware that one bad deal can cost your company in more ways than one. Ensuring that all of your commercial transactions are structured in a favorable manner and comply with all applicable laws is essential for the financial health and reputation of your business.
If you're plagued by debt, filing Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and start afresh. The Law Office Of Timothy Zearfoss is a licensed bankruptcy attorney ready to help you file for Chapter 7 and make the phone calls stop. We've helped numerous clients absolve themselves of debt and can do the same for you.
Chapter 11 is a chapter of the United States Bankruptcy Code which permits reorganization under the bankruptcy laws of the United States. Chapter 11 bankruptcy is available to every business, whether organized as a corporation or sole proprietorship, and to individuals, although it is most prominently used by corporate entities.
Reviews (7)
Kelly Brown
Kelly Brown
Sep 18, 2021
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Critical: Professionalism
He is very rude and I'm going to report him
Deborah Al-Jarwan
Deborah Al-Jarwan
May 22, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I have used this Lawyer time and time again over the years. I have always had a great experience. If you are looking to win then you should always remember Mr. Timothy Zearfoss Law Office .A Winner 🏆 for years to come.
Arlene Marin-Pamphille
Arlene Marin-Pamphille
Sep 29, 2019
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One thing I can say he did everything for me, all I have to do was sign and give him my documents. He may be in the hood but he gets his work done and pleasant all the time, you just have to get to know him thanks Tim am happy with my progress.
Joey Garofoli
Joey Garofoli
Jun 17, 2019
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The office is very old. Mr.Zearfoss is very upfront and let's u know what he is gonna do. He is an odd character but he e will file your bankruptcy once you pay him in full.
Honest Review Guy
Honest Review Guy
May 19, 2019
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Ghetto 👇🏾 I would not recommend him to anyone.
He is unprofessional! No staff.
Laura Mcgowan
Laura Mcgowan
May 15, 2016
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In my case, Tim was single minded in helping me keep my home and to help bring an end to a bitter custody dispute.
Tim may not be everyone's cup of tea ? But I am disabled, with disabled FAMILY . Tim understood this, he did not make us feel diferent . He has been very diligent.
Lola Spence
Lola Spence
Jul 13, 2015
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Please before you retain any attorney, do your research. I do not recommend this attorney for bankruptcy, or any even handling your collection bills. I had to remove him from my case, due to the collateral damage he caused.