Combined Insurance Agencies
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Combined Insurance Agencies is dedicated to providing you with the right insurance products, ensuring you are covered when you need it. Combined Insurance Agencies is an independent insurance agency serving over 4,000 individuals, families, and businesses in southwestern Michigan. Whatever the day brings, you will feel protected.

We want to safeguard the home that offers you sanctuary, the car that sets you free, the boat and recreational vehicles that help you relax with your family and friends. Enjoy the things you own - we will be sure you are covered. As life presents you with new needs and circumstances, we're here to listen and recommend updates in an ever-changing market.
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As an independent agency, we represent a large number of insurance companies. We can save you time and money by comparing companies to find pricing and coverage that fits best for you. We are committed to establishing a trusting, personal relationship with you, to periodically reassess your insurance needs, and to find new options as your needs change over time.
Robert Beemer is the principal owner of Combined Insurance Agencies. Bob is past president of the SW Michigan Life Underwriters Association and has more than 35 years of experience in the insurance business. Bob enjoys the insurance business. We rebuild homes and businesses. We even rebuild entire communities after a natural disaster.
Combined Insurance Agencies is dedicated to providing you with the right insurance products, ensuring you are covered when you need it. No matter your situation, our dedicated staff of professionals will work with you to assess the risks and provide appropriate solutions. Whatever the day brings, you will feel protected.
If you are considering a new career or a career change, CIA suggests you take a good look at the insurance industry. A career in insurance is sustainable; after all, insurance has been around awhile, dating back to 1347 in Genoa, Italy. The insurance industry employs more than 2.3 million individuals in the United States alone.
Take exit 27 (Niles Ave & M-63). From east, turn right onto Niles Ave. From west, turn left onto Niles Ave. Follow Niles Ave (M-63) north to Hilltop Rd. Turn left onto Hilltop Rd and go to light at Hilltop Rd and Washington Ave intersection. Turn right onto Washington Ave and prior to next light, turn left onto St Joseph Dr. Go approximately 200'; we are located on the left side.
Reviews (6)
Gfriends
Gfriends
Sep 17, 2020
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In the past, CIA was not equipped with an Inside Sales Agent to handle the number of calls we would receive from non-referred insurance inquiries. I am happy to say this position has been filled! Feel free to contact us direct and inquire direct with me- Shelly Langston.
Michigan Auto Reform is now in full affect; let me help you through what option works best for you!
Mike Turk
Mike Turk
Oct 18, 2019
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We have been doing business with them for years. Easy to work with. Highly recommended.
Jerry Harry
Jerry Harry
Jul 17, 2019
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If you don't know someone or have a family member with insurance for a reference don't call this company they won't even give you a quote. Bad business practice. Very dissapoiting!
Larry Arel
Larry Arel
Jan 05, 2019
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Casey no longer works there unfortunately. Called on 09/12 for insurance quote. I was told no one was available and that they would call me back and or email me. That never happened. Called again on 09/14 and explained what had happened. Was once again told no one was available and that someone would call me when they got back from lunch. Once again no call back. I will take my business some where else
Rae Schiff
Rae Schiff
Jul 30, 2016
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Casey Russell from CIA helped me immediately find a reasonable & reliable home insurance company. She made everything go so easily which was greatly appreciated. I would highly recommend her and she is also quite kind.
Chris Osgood Ruhl
Chris Osgood Ruhl
May 04, 2016
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Been a client of their's for over 17 years. Always friendly. Prompt service. No billing problems. Highly recommend them.