Pinion Family Insurance Agency
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We offer coverage for car repairs, medical bills, and more. Many things can affect the rate of car insurance, so we help our customers find the best value possible. We want to make sure you are able to leave a legacy, not just a memory. Therefore, we are by your side to help you take care of your loved ones and give you peace of mind.

Above all, we care about your needs and always put them first. We know that owning your own business is stressful. So, let us take some of the burden off of your shoulders. No matter if your business is big or small, it should be protected. Discussing your options should not be confusing, so we will guide you through our different coverage types.
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The right insurance coverage means less stress for you and your family. While the future can be uncertain, preparing for the future should be a simple procedure. While insurance is not easy to navigate, having the Pinion Family Insurance Agency by your side, means having a team you can trust to offer you the best advice.
Your home is one of the largest investments you will make in your life. Insuring your household and belongings is a necessity and one of the best decisions you can make. Having insurance can save you from a huge financial debt when the unthinkable occurs. Home insurance is so important, that more mortgage lenders require that you have insurance for your property before you finish purchasing it.
Reviews (10)
Judy Carwile
Judy Carwile
Nov 04, 2021
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Pinion family saved us over $1200 on home and auto insurance!!
Freddie and Melanee Pinion are absolutely hands down the best of the best insurance agents!! And huge shout out to Trisha Cosby for all her help. Folks, Pinion Family Insurance is TOP NOTCH!! Don't waste your money, just give them a call, it's free to get a quote!!!
THANK YOU FREDDIE, MELANEE, AND TRISHA!!!!!!!!!
Quentin Brewer
Quentin Brewer
May 27, 2021
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For the second time in a year I was seeing an unexpected increase in insurance premiums. For the 2nd time in a year Pinion Family Insurance saved me well over $1,000 a year. I am extremely grateful that they made it their mission to find the best deal for me. It is great to have your insurance agent for you rather than the insurance company.
Ron Cox
Ron Cox
Mar 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I recently bought new car and home insurance from PFI and I couldn’t be more pleased with the level of professional service and value for my money. HIGHLY recommended! You owe it to yourself to give them a shot at your policies. You will be pleasantly surprised.
Onnie Wiles
Onnie Wiles
Mar 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
From the first phone call to first office visit (same day btw), I have to say I received the best sincere customer service. I highly recommend Pinion Family Insurance. They aim to please, that’s for sure ! Ask for Mr Freddie he’ll fix you right up or Ms Angel will. I’m looking forward to doing more business with them in the future.
Tim Sanders
Tim Sanders
Feb 23, 2021
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Positive: Professionalism
I can Tell you first hand there's no other place for me. Pinion is the finest you will find. I had an accident 10 min. She was at my side. They are family I wouldn't go any where but. Pinion.
Jessica Ledford
Jessica Ledford
Aug 09, 2020
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PFI is the best they are as sweet as can be and took the time to get me the best possible quote! They saved me over $100 a month when I switched. Highly recommend!
Richard W. Swinney
Richard W. Swinney
Jun 22, 2019
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Pinion Family Insurance represents the way insurance should be, reasonable rates for experienced responsible drivers and homeowners.
My experience with the Pinion family (Freddie and Melanie) made me comfortable to dealing with them as independent insurance agents. There was no doubt I would get the best deals and the best prices.
The Pinion family represents what insurance should be, family members looking out for other family members.
Trista Tidwell
Trista Tidwell
Sep 07, 2018
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Super friendly and fast service. Has been apart of our family for years from vehicle to home to life insurance they have always been awesome at finding us what we need and explaining coverage to us!
Olivia B.
Olivia B.
Jul 19, 2018
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I love Alfa Insurance with Mr. Freddie. It’s adorable, great location, and the employees are so nice and friendly. Their also understanding. This the best insurance in Oxford.
Becky Hardenburgh
Becky Hardenburgh
Jul 01, 2018
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I have been with Elfa ( Freddie pinion ) since 2006 and they are still the most reliable/friendly people you will ever meet. Also their rates beat all others out there. Thank you Alfa Freddie and Melanee for the grat service and years of your friendship and service