Handwerger, Cardegna, Funkhouser & Lurman, P.A. offers a broad range of services to help you secure a sound financial future. We are a full-service Accounting firm licensed in MD. We offer a broad range of services for business owners, executives, and independent professionals. We are affordable, experienced, and friendly.
Our firm is one of the leading firms in the area. By combining our expertise, experience, and the energy of our staff, each client receives close personal and professional attention. Our firm played an integral role in helping the owners of a large electronics distribution company sell their business to a public corporation.
Our firm is one of the leading firms in the area. By combining our expertise, experience, and the energy of our staff, each client receives close personal and professional attention. Our firm played an integral role in helping the owners of a large electronics distribution company sell their business to a public corporation.
Services
HCF&L is a full-service accounting firm based in Towson, Maryland (License #32026). The firm was originally founded in 1955 by Melvin Handwerger. Melvin believed in the value of client service as well as the importance of integrity and honesty. In 1998, Handwerger, Cardegna, Funkhouser and Lurman, P.A. was formed with those ideals as the foundation of the practice.
Ofer is a shareholder of the firm. Ofer focuses on providing high level consulting, accounting, and tax advice to clients in a variety of industries including health care, retail, distribution, construction, and real estate.
A longtime member of the firm, Ofer manages the Business Valuation and Litigation Support Department and specializes in investigative accounting, business valuations, and damage claims associated with white-collar crime, matrimonial actions, and sales of businesses.He is qualified as an expert witness in court.
A longtime member of the firm, Ofer manages the Business Valuation and Litigation Support Department and specializes in investigative accounting, business valuations, and damage claims associated with white-collar crime, matrimonial actions, and sales of businesses.He is qualified as an expert witness in court.
Building and preserving your personal wealth requires specialized attention. We provide one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.
Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
Thoughts of estate planning often bring more questions than answers: Could an heir be too young to inherit? Should the inheritance be given at a certain age? Is the intended beneficiary in a shaky marriage with divorce as a possibility? Are there children from a previous marriage? Should inheritance be protected from potential creditors of the heir?
As your cherished family member ages, they may need some help with day-to-day financial tasks. Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly. You could manage the day-to-day financial tasks yourself, if you have the time and live close.
Reviews (1)
Mancy Mortzman
Aug 05, 2016
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I was extremely impressed by the professionalism and pleasantness of the employees of HCFL. After forty years of searching for a qualified and efficient accountant, I was successful in discovering top of the line experts in this field! They are reliable, respectful and easy to work with group. Beautiful office space to boot! I highly recommend this firm to anybody who wants to get their taxes done right!
