Your premiums will not increase for filing a hail or wind claim. Premium increases are based upon zip codes and are not specific to individual homes for catastrophic claims which includes hail and wind. Waiving insurance policy deductibles has been common place in Texas since 1989 and came about as the result of a poorly worded statute that contractors have basically ignored.
Contractors who have broken the law(s) by waiving deductibles are known as "deductible eaters." Policy holders were lured into signing contracts with deductible eaters not knowing they were being duped into committing insurance fraud. Texas HB 2102, passed in 2019, states it is now a Class B misdemeanor offense of 180 days in jail and a fine up to $2,000.
Contractors who have broken the law(s) by waiving deductibles are known as "deductible eaters." Policy holders were lured into signing contracts with deductible eaters not knowing they were being duped into committing insurance fraud. Texas HB 2102, passed in 2019, states it is now a Class B misdemeanor offense of 180 days in jail and a fine up to $2,000.
Services
Copper Tree is a locally owned general contractor based in Frisco, TX. We are fully experienced and well-versed in all types of residential and commercial roofing applications and construction projects. Whether you're in need of full-service hail storm restoration or are looking to upgrade your property, Copper Tree is committed to providing excellent customer service, experience and integrity throughout the process.
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