One of the most wonderful moments in a parent's life is watching the excitement in their teenager's eyes as they pass their permit test and get behind the wheel for the first time. Yes, that is how quickly your insurance company can drop you if you get tickets, accidents or a DUI. My name is Skittles.
I'm an 8-pound, 8-year-old, long-haired Chihuahua-Terrier Mix with the coolest bushy tail and nice big ears. Whether for business or personal, living so close to the Mexican border gives us San Diegans the opportunity to travel to Mexico quite easily. Behind the Wheel! One of the most wonderful moments in a parent's life is watching the excitement in their teenager's eyes as they pass.
I'm an 8-pound, 8-year-old, long-haired Chihuahua-Terrier Mix with the coolest bushy tail and nice big ears. Whether for business or personal, living so close to the Mexican border gives us San Diegans the opportunity to travel to Mexico quite easily. Behind the Wheel! One of the most wonderful moments in a parent's life is watching the excitement in their teenager's eyes as they pass.
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Most of us spend a great deal of time on the road putting ourselves at risk of being in a traffic collision. Sadly, more often than not, drivers do not fully understand what their auto insurance policy covers until they have to file a claim. Do you know if someone else who is driving your car is covered if they are in an accident?
Certificate of Financial Responsibility (CFR) or an SR-22, is a certificate mandated by the state and provided by your insurance company that verifies that you have auto insurance liability coverage. You are required to have insurance without lapse for 3 years. If you cancel your auto insurance and don't get another policy, the insurance company will notify the DMV and your license will be suspended.
If you own a townhouse or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association will typically handle the expense through their insurance package.
It acts as a homeowners insurance policy for those who rent to protect you and your assets. It can also help to mediate the cost of damages should anything happen to a rental property that you are living in. Typically renters insurance covers your possessions from loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises and unfortunate lawsuits.
Whether you are an around-town rider, distance touring rider, bike enthusiast or first-time bike owner, insuring your motorcycle should be on the top of your "to do" list. With the same coverage available as an automobile policy many of the same decisions have to be made for your motorcycle to protect for you, your bike, and your accessories.
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Lynda Sterling
Dec 20, 2015
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