Kilgro & Associates

Love this group of people. They are always ready to answer our questions and help with any issues or needs that we have. Thank y'all for all you do!

I just have to come on here and give these sweet kind folks a amazing review I use to have insurance with Mr Charles and he always was so kind and always going the extra mile to help his customers and I'm so glad that they took over his business and I know he is happy they did also because they are the kindest sweetest people you will ever meet and they go the extra mile and do whatever they have to to keep there customers happy I will never go anywhere else and I thank each 1 of you for all y'all do for us as customers keep up the amazing work.

If you own a home, then yes, having insurance is to your advantage. Home insurance can be purchased by owners of single family homes. If you're a landlord who owns several houses, you can purchase this coverage as well. But if you own an apartment building, you will need landlord insurance. Coverage for a homeowner also provides liability insurance, which covers people visiting your property who get hurt while there.

You might not realize it, but it's likely that your home insurance policy does not cover damage from floods. Most homeowners realize this when they need help and learn they have no coverage. With a flood insurance policy, your home and belongings are covered in the event of damage from a flood. Flood policies consist of two components.

Auto insurance is a requirement in most states. Without the proper insurance, you could face penalties if stopped by the police or if you get into an accident. It's best to go ahead and follow the law because it will save you a lot of trouble. In addition to the legal requirement, most banks will require you to purchase auto insurance when you get the car.

If you own a motorcycle, then you'll want to have motorcycle insurance coverage. In fact, it's likely that you need coverage in order to legally drive your motorcycle on public roads. Considering that, there's no reason to avoid having insurance. Not only is it the law, but it will benefit you should you get into an accident or need to make repairs or replace your bike.