Reid Higashi
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Founded in 1990, Business Insurance Services, Inc. is a Hawaii owned and operated, full service insurance agency. From our humble beginnings, we have grown with branch offices on Maui, Kauai and the Big Island - becoming one of the state's largest local independent insurance agencies. At Business Insurance Services, we recognize that the true value of an insurance contract is determined.

Business Insurance Services offers an array of commercial lines insurance products including. Business Insurance Services' life department specializes as a life and employee benefit consultant. Business Insurance Services' health department assists clients in achieving comprehensive. Planning for Long Term Care is needed with today's medical advances and longer life expectancies.
Services
Customer satisfaction is our number one priority. Our current staff of insurance professionals is dedicated toward achieving service excellence. The agency is focused on serving its customers and agents through its ability to offer excellent products and services that will support the growth of its customers' businesses as well as our own.
Business Insurance Services offers an array of commercial lines insurance products including package policies, fire, liability, workers' compensation, umbrella, flood, bonding and much more. High priority is placed on understanding our client's business and its insurance needs. Business Insurance Services assists its clients by protecting their assets.
Client advocacy is the specialized Risk Management approach we take at Business Insurance. We concentrate our focus on best business industry practices and what is in the best interest for your business. Whether it's supporting your overall efforts towards establishing a true safety culture, managing insurance carrier services, or providing guidance with regulatory agency compliance, we are there every step of the way.
At Business Insurance Services, we recognize that the true value of an insurance contract is determined when a loss occurs. For this reason, our claims department is dedicated to assisting clients in preparing, processing and expediting claims. On an ongoing basis, loss reserves are reviewed so that they may be reduced whenever possible, avoiding the higher premiums that result from overstated loss reserves.
Planning for Long Term Care is needed with today's medical advances and longer life expectancies. Access to the leading insurers in this field assures clients that they will receive a quality program and product to prepare for the potential high expense of nursing home, assisted living and home health care.
Reviews (8)
J. B.
J. B.
Dec 12, 2019
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Reid is an upstanding individual and a great insurance guy. You can call him at all hours and he always answers his phone, even at night on the weekends. He's always able to get quotes the very same day and it's always the lowest price. Some have told me that he will even pick up your payment to deliver it to the insurance company if it's late. Don't hesitate to call Reid right now, he will solve all your insurance needs.
Krystle M.
Krystle M.
Aug 30, 2019
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I have known Reid for many years as an insurance professional and been insured with him for the last few months. So far I've needed a number of different things, for additional insureds and other information about my coverage. Each interaction has been quick, professional and left me feeling like I've got the right people on my team to best run my business in the most efficient way. Big mahalo to Reid and his team for all of their help.

If you need business insurance, know that Reid will always tell you the truth and point you in the best direction, whether it's with him or elsewhere
JoJo K.
JoJo K.
Nov 06, 2017
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I am a Licensed Family Childcare Provider. After a recent training we were concerned about our current homeowners policy covering us despite a separate liability coverage. Reid listened to my concerns, and explained our policies and the possible difficulties of new policies. He suggested that we just increase our current coverages and add on business property coverage. He was so helpful and friendly!
Niko S.
Niko S.
Jan 10, 2017
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I have had Reid Higashi as my agent for several years now. Whenever I needed a copy of my insurance policy to be sent with additional insured holders added, he and his assistants were able to get those out Pronto! We have had NO ISSUES with getting quotes and information on what worked best for my food business. Business Insurance is a one-stop shop kind of insurance company. I was able to insure my business, auto and my worker's all through Reid Higashi.

All emails and phone calls if I wasn't able to get an answer right away were returned within that day if not within the hour especially
Joshua F.
Joshua F.
Mar 02, 2016
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My company used Reid for our business insurance over the past several years. It was great to have an agent who was accessible and most importantly, truly cared for my company's well being by offering the best policies possible. I would highly recommend Reid and his agency to anyone looking for any type of insurance!
Jason L.
Jason L.
Nov 17, 2013
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Reid has been very helpful over the past month in helping me to find a better insurance rate than on the mainland. I really wanted a local insurance agent rather than dealing with someone who is six hours behind me. I met Reid through BNI and although I left the chapter because I got too busy, I kept him in mind. He has been very thorough and I look forward to having someone local I can call for all of my questions.
Duane W.
Duane W.
Sep 10, 2013
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If you have an insurance need call Reid!!! He was able to help my client get an insurance policy that no one else wanted to touch. He does both personal and commercial insurance. Call him to get a second opinion and see how much you can save!
Mei L.
Mei L.
May 08, 2013
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Insurance has a bad reputation. Don't wanna call them but you gotta have them. Just have to say that Reid makes insurance feel friendly. He is professional, concise and a great guy! I trust his expertise and I know he's looking out for my best interest. Thanks Reid!