I am Kristina Kaeding and I invite you to meet with me personally to assess your current financial situation and determine the best options available to you at this time. You are taking the first important step in your journey to financial freedom by searching for a professional to help guide the way and I look forward to providing to you the expertise and professionalism that you deserve.
In my legal practice dedicated to bankruptcy law, I can explain both Chapter 7 and 13 bankruptcy approaches and provide guidance regarding what choice best applies to your situation. Asset division due to divorce or a looming foreclosure can lead to more debt than you can handle. If either of these situations is on the horizon, a bankruptcy can provide you with substantial relief.
In my legal practice dedicated to bankruptcy law, I can explain both Chapter 7 and 13 bankruptcy approaches and provide guidance regarding what choice best applies to your situation. Asset division due to divorce or a looming foreclosure can lead to more debt than you can handle. If either of these situations is on the horizon, a bankruptcy can provide you with substantial relief.
Services
Having helped hundreds of people get out of debt and start again, I understand the anxiety and worry people feel when making the decision to file for bankruptcy. It's never easy. But I do believe that that is the hardest part. Once you commit to the process, things get easier. I am Iowa bankruptcy attorney Kristina Kaeding.
As an individual, as opposed to a company or corporation, there are two main types of bankruptcy available to you. One is liquidation, or Chapter 7 bankruptcy and the other is repayment or partial repayment, or Chapter 13 bankruptcy. I am Kristina Kaeding; I founded my firm, Kaeding Law Office, PLC, so that I could offer people who were struggling for a way to get out from under heavy debt and start fresh.
Chapter 7 bankruptcy is designed to eliminate debt. It is often referred to as a "straight" bankruptcy or a "liquidation" bankruptcy. It is known as such because the trustee assigned to the case can sell any nonexempt or unprotected assets and pay the money to your creditors. However, it is important to understand that most property is protected by an exemption under state law.
Finding resolutions to challenging legal situations impacting your homeownership or post-divorce financial standing is difficult to face alone. Whether you have received notification of foreclosure or are in the process of a divorce and need assistance discharging past debts, the guidance of an experienced lawyer is invaluable in helping you find the resolutions you need to end your worries and move forward.
At Kaeding Law Office, PLC, I help people understand their rights and options when it comes to starting fresh. I am dedicated to helping you relieve the emotional stress of dealing with foreclosure, wage garnishments, and creditor and bill collector harassment. Here are some commonly asked questions and their answers.
Reviews (10)
Tricia Sheldon
Dec 31, 2021
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Carl Stottle
Dec 02, 2021
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Tammy Case
Sep 28, 2021
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Mark Grosvenor
Aug 17, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
When upon hiring her she instantly became my big sister. Looking out for my best interest keeping me informed and making things extremely easy for me. It was a thought it was a process that I was very apprehensive about but with her reassurance and professional business ethics I was very pleased definitely a five-star experience
When upon hiring her she instantly became my big sister. Looking out for my best interest keeping me informed and making things extremely easy for me. It was a thought it was a process that I was very apprehensive about but with her reassurance and professional business ethics I was very pleased definitely a five-star experience
Shio Rose
Aug 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Kristina was amazing at helping me with this process. I was very nervous but she reassured me that everything would be fine and it was. She was there for all my questions and concerns. I recommend Kristina she is so down to earth and professional.
Kristina was amazing at helping me with this process. I was very nervous but she reassured me that everything would be fine and it was. She was there for all my questions and concerns. I recommend Kristina she is so down to earth and professional.
Joseph Kisler
Jun 10, 2021
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Emily Driver
Feb 15, 2021
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I loved everything about working with Kristina. She made a very unsure and scary process extremely smooth! She was very responsive and answered all my questions in a timely manner. She was highly knowledgeable on bankruptcy and prepped me well for what I could expect. She was always willing to meet in person or over the phone (whatever was convenient for me). She was very affordable and got everything done quickly. I would highly recommend!
John Putney
Sep 17, 2020
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I contacted Kristina after reading several excellent reviews about her services. I can say that I was not disappointed. She is very knowledgeable and compassionate and has a deep understanding of bankruptcy law. She was able to go over my situation and give me a clear understanding of how the process works and what would be best for my situation. I would highly recommend her to anyone who finds themselves financially astray and in need of her services. She does not take a cookie cutter approach and treated me as an individual and not just another client.
Brandy Ferris
Jul 09, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I hired Kristina to be my lawyer and I had a great experience. She was very thorough with the whole process. She made sure I understood everything that was going on, every step of the way. I greatly appreciate Kristina, she went above and beyond for me!
I hired Kristina to be my lawyer and I had a great experience. She was very thorough with the whole process. She made sure I understood everything that was going on, every step of the way. I greatly appreciate Kristina, she went above and beyond for me!
Thomas Carey Jr
Nov 23, 2019
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From day one Kristina was the best I could've asked for. Not only when it came to being my lawyer, but being a part of the journey with me. She made it as easy and painless as possible. She was very prompt with answering any and all questions I had, she was very detail-oriented and organized, but most of all she presented herself more like a friend than a lawyer. The atmosphere of her office is very enlightening and Kristina herself is a very intelligent, kind, and welcoming human being. I recommend to anybody who is looking for a bankruptcy lawyer and a great, painless, and easy experience to
