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RE/MAX Platinum
I just wanted to take a moment and let you know what a gem you have in Stacy Mead. She has made our home buying process easier than we could have ever imagined, and should be commended for successfully helping us through our first purchase. I just have one word for Joelle, Extraordinary! Joelle recently helped us sell a home and buy a new one.

Her relaxed, easy going nature makes her a pleasure to work with. In her work and research she is highly energetic and works diligently for her clients to find them the right home. Whether I am purchasing a personal home, investment property or leasing space for a business venture, David's pleasant "can-do" attitude makes all the difference during these transactions.
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In today's real estate environment, it's more important than ever for you to employ a Real Estate professional that is trained to cope with today's extreme market challenges. By using the latest advances in Internet technology, RE/MAX PLATINUM Brokers agents are able to effectively market your property to local and international buyers through our advanced website www.
Foreclosure is a process in which a lender attempts to recover the amount owed on an outstanding property loan once there is a default of payments. This is usually done by selling or taking ownership (repossession) of the property. The foreclosure process begins once the lender files a public notice of default (NOD), or in some states a lis pendens (LIS).
This is a stressful decision for many families; however, a short sale may be the best solution, short of foreclosure, for homeowners who owe more on their properties than they are worth. Technically, a homeowner is 'short' when the outstanding loan is more than the current market value of the property.
Most mortgage lenders take the guess work out of applying for a loan by figuring out for you the amount you can afford to borrow. Then, they give you a printed document stating the maximum mortgage amount you qualify for based on your particular finances and income. Mortgage pre-approval establishes your price range and strengthens your buying position by letting the Seller know that you have already been approved for the loan.
When buying a home, it is helpful to determine the type of home you'll like and how much you can afford before beginning your search. Monthly housing costs shouldn't be more than 32% of your gross monthly income. Housing costs include your monthly mortgage payments (principal and interest), property taxes and heating expenses( PITH- Principal, Interest, Taxes and Heating).
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