Paladin Agency
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Paladin Insurance Agency has been in business since 2011 when Tom Geraghty started the agency from scratch with no existing clients or insurance company appointments. Thanks to strategic partnerships Paladin was able to grow rapidly and has been fortunate to continue serving their clients years after their very humble beginnings.

Tom contributes Paladin's growth and continued success to an extremely hardworking and knowledgeable staff. Failure was not an option, and that is why each client has always been treated with care, appreciation and expediency. Paladin is currently appointed by over 20 insurance companies and is licensed in NJ, NY, CT, PA, MD, SC and FL.
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Our sump pump failed and the insurance company is denying our claim because the water backed up through our sewers. Can they do this?. Most insurance policies exclude water damage from water that backs up through sewers or drains. You may wish to contact your agent and inquire about putting an endorsement on your policy, which would cover sewer back up.
In New Jersey, defending your commercial investments requires protective policies. New Jersey employers not covered beneath federal programs require basic business insurance, and workers' compensation is a necessity. While every business employer retains standardized policies, new and additional components may be added.
Most people only think about New Jersey auto and home insurance, but you may require other insurance policies to ensure you have adequate protection. If you've overlooked the following types of insurance, here's a closer look at why you may need these policies and how to find an excellent deal.

Umbrella insurance policies offer extra liability insurance protection beyond the policy limits of your New Jersey automobile and homeowners insurance policy.Liability coverage ensures that a third party is paid for property damage or personal injury that occurs due to the insured individual's negligence.
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