Cornerstone Insurance Agency
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Cornerstone Insurance Agency
Our mission is to provide the best home and auto insurance with the best rates and the best coverage tailored for you and your family.

Our extensive insurance experience, coverage expertise, fast processing technology, outstanding claims know-how and exceptional customer service make us the go-to independent insurance agency in the Twin Cities MN metro area, as well as the Phoenix/Scottsdale AZ area - we have offices in both locations - we live here and work here!We specialize in tailoring your insurance coverage to meet the specific needs of you and your family.
Services
Cornerstone Insurance was founded in 2001 by Laura O'Neill and Dave Barsness. With her background in Real Estate and Car Sales, Laura has a unique understanding of the needs of properly protecting your family's assets. Because of her training, Laura brings a rare blend of knowledge of coverage, and the ability to explain it in terms you can understand.
If you're running a little bit late on your insurance payment this month, please use these helpful links to pay your bill online (where available) or call in your payment to your company. Of course, you can always get billing assistance from Cornerstone during regular business hours at (952) 448-5028.
If you would like to change your insurance policy please email us or call us at (952) 448-5028. Feel free to email us with a description of your request (replace a car, add coverage, etc). Because we want to make sure you get the coverage that you intended, we can't bind coverage online. Please note: your policy change will not go into effect until you receive confirmation from our office.
Many years of insurance experience have generated some great resources for many emergency and home owner needs. Listed below are numbers to some of the local businesses we support as our preferred vendors. We want to share our list of resources with you. Please let them know how you heard about them and were referred by Cornerstone Insurance Agency.
Below are several insurance forms available to download that our clients commonly request. Insurance Review Checklist - We can help you keep your insurance coverage up-to-date by conducting an Insurance Review. Teen driver contract - This is a driving contract to be filled out with your teenage drivers.
Reviews (9)
Taylor Williams
Taylor Williams
Nov 22, 2021
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Cornerstone is wonderful - great, personal customer support on the phone, in-person, or online. One of the agents drove 25 miles to my house just to help me with a sign-up process for insurance. Great people!
Kristin LaPlante
Kristin LaPlante
Nov 19, 2021
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I could not be happier with my decision to go with Cornerstone Insurance Agency in Victoria for all my insurance needs. Besides saving my family and I tons of money, the support and appreciate Cornerstone gives their clients is beyond anything I expected. All my emails/calls are answered quickly and thoroughly and I always feel taken care of. I've referred all my family and friends their way and highly recommend them. They truly are one of the best in the insurance biz!
Shannon Boyce
Shannon Boyce
Nov 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Great overall experience! Made it super easy to switch, would highly recommend.
Drew Sondeland
Drew Sondeland
May 30, 2021
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The team at Cornerstone Insurance is absolutely phenomenal! I am a new customer for them and to say I had a great experience is a massive understatement. I will admit insurance confuses me, I was mostly worried about getting ripped off or underinsuring myself or just having a bad policy. I worked with Doug Panner and within 2 minutes of talking to him, I new I was in good hands. Doug took the time to understand who I was, who my family was, what do I do, what do I need. It was like talking to an old friend. Doug took all my information and came back to me with a proposal, we talked through it,
Troy Cohrs
Troy Cohrs
Apr 19, 2021
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I stayed with an insurance agent I connected with outside of college for 20 years before signing on with Cornerstone Insurance Agency for all my insurance needs. I foolishly thought this long term commitment meant that I was getting the best deal. What a mistake. Turns out I was being overcharged for my homeowners insurance by ALOT. I shopped around, got in contact with the amazing people at Cornerstone and have been thrilled with the experience and the product. I moved my car and homeowners insurance over to them and got a policy with a reputable company and instantly saved over $1,000 on my homeowner
Justine Hollenbeck
Justine Hollenbeck
Jan 27, 2021
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We have been with Cornerstone for 4 years now and absolutely love working with Laura and Teresa! The level of service provided is exceptional. The response time for questions, quotes or policy changes never ceases to amaze me. When it comes to renewal time, Teresa reaches out and verifies everything looks good, always proactive! And not to mention, when we first met with Cornerstone, Doug came to our house and went over everything in person!! I have never known an insurance agency to come to you! I can't say enough wonderful things about this business and I will be a forever grateful client.
Justine Hornick
Justine Hornick
Jul 02, 2020
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Everyone at Cornerstone is incredibly genuine, caring and kind when it comes to looking out for their customers best interests. They have been with us through every step of purchasing and insuring our last 3 homes, many vehicles and assets. Communication is a 10, and I was blown away by Annette’s willingness to drive by our new home (out in the country) to find out where the closest fire hydrant was for our new homeowners policy. Highly recommend Cornerstone and the benefits of working with a local agency!
Cynthia Olson
Cynthia Olson
Jun 19, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
The staff at Cornerstone has one of the highest levels of customer service I have experienced. The team works flawlessly together for an amazing customer experience. I had previously been with a competitor in the insurance industry for over 20 years and wish I had known what I was missing. Awesome agency!
Lindsay Stashek
Lindsay Stashek
May 03, 2020
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Cornerstone is great to work with! Teresa is very timely and responsive. Working with this agency takes a lot of stress off my plate- they send me thorough checks of other insurance agencies they partner with to be sure I am getting the best deal. They answer my questions when I am looking at adding items to my policy or making changes. It makes a big difference being able to talk with a person in a timely manner- without having to deal with 1-800 numbers and people who may not spend the time with me that I need. Highly recommend!