While there are laws that strictly outline the type of behavior that is acceptable from debt collectors, it is unfortunate to note that these laws are not always abided by. In fact, many debt collectors outright ignore them, partaking in illicit and abusive behavior in their attempts to collect.
If you can answer "yes" to any of the following questions, you are likely being abused by a harassing creditor - and it's time to get legal assistance from an experienced New York debt collection harassment attorney.If you have been the victim of collection harassment you may be entitled to sue the debt collector and receive compensation.
If you can answer "yes" to any of the following questions, you are likely being abused by a harassing creditor - and it's time to get legal assistance from an experienced New York debt collection harassment attorney.If you have been the victim of collection harassment you may be entitled to sue the debt collector and receive compensation.
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Just because you owe debt does not mean debt collectors are permitted to harass you. You are entitled to be treated fairly and respectfully. The Fair Debt Collection Practices Act (FDCPA) is a federal law meant to protect consumers from harassing, deceptive, and unfair debt collection agencies. Knowing your rights is important to protect yourself from abuse.
Who is a debt collector? A debt collector is a person who regularly attempts to collect debts. Collection agents are debt collectors and so are lawyers who regularly attempt to collect debts. The original creditor (credit card company, bank, hospital, etc.) is usually not a debt collector. How can an attorney help?
If you have been the target of an abusive or deceptive debt collector or collection agency, you should act quickly to protect your rights. YES, YOU DO HAVE RIGHTS that protect you against unlawful collection attempts, and there may be legal recourse available to you. You may be able to file a lawsuit against the debt collector or collection ageny for what they have done.
This web site is designed to provide general information only and to help in the choice of appropriate legal counsel. The information contained herein should not be construed as legal advice. Legal jurisdictions differ on major and minor aspects of the law and each legal situation is unique; requiring that all legal situations be addressed with qualified legal counsel.
Consumers should be VERY careful about signing up for debt settlement programs. While companies that offer such services use different names to describe what they do, the general concept is the same. Their pitch is that if you give them money, they will work out deals with each one of the companies you owe.
