Simple, Straight Forward Mortgage Advice With ZERO LENDER FEES And The Best Deal on Your Mortgage Loan. My name is Rayce Robinson and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current home loan.
I am a mortgage consultant, serving all of Central Florida and the surrounding communities. If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking for Central Florida home loans, you will find that this site is a complete resource full of insider secrets that will allow you to choose the mortgage program best suited to your financial needs.
I am a mortgage consultant, serving all of Central Florida and the surrounding communities. If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking for Central Florida home loans, you will find that this site is a complete resource full of insider secrets that will allow you to choose the mortgage program best suited to your financial needs.
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Rayce is a lifelong resident of "The Sunshine State", and attended Colonial High School and went to the University of Central Florida. He loves living in Florida and the Florida lifestyle. When Rayce isn't busy helping clients, he can be found spending time with his wife and three children, hiking, surfing, and playing tennis.
How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making.
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes. As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment.
Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home. If you were to pay $800.00 per month, for example, and the average rental payment increase was 4.000%, you would pay $51,996.70 in a 5 year period toward rent.
Deciding whether or not you should refinance your home mortgage depends upon several factors. It also depends upon whether you are looking to simply reduce your monthly payment or if you are hoping to save money in the long run. Summing up these numbers, we can figure out your total refinancing LOSSES, which will be $174.68.
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