Owner Jess Tolan has long felt the business is too expensive and complex, producing an overly stressful experience for the client. He left the elite banks and luxury Real Estate shop determined to deliver better. Our Process - We work diligently from deal inception to closing to streamline and improve the client experience.
We're about quality over quantity! Our Skills - We strive to be off the charts in the areas of energy and passion, honesty, communication, product knowledge, deal execution and bond market knowledge to insure we lock our clients optimally to provide the best rate possible.
We're about quality over quantity! Our Skills - We strive to be off the charts in the areas of energy and passion, honesty, communication, product knowledge, deal execution and bond market knowledge to insure we lock our clients optimally to provide the best rate possible.
Services
There are many loan programs available - too numerous to cover them all, we've highlighted the programs more commonly offered today. Characteristics of each loan program are unique, so consult your mortgage professional for more information and to become familiar with the details of the programs available to you.
Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, say "good bye" to your landlord and take control of your living environment. Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs.
Save time and avoid delays by having this information available when you meet with your lender. Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller). When buying a home, you may be pre-qualified or pre-approved. You can be pre-qualified over the phone or on the Internet in a few minutes.
With advances in technology, credit scores have taken on a determining factor in the mortgage process. This guide is a general guide to help you assess the terms you may expect from a lender based on your credit. Keep in mind each lender has their own methods for evaluation. Mortgage Credit comes from your payment history on your existing, or previous mortgage.
Find out if you can save money by refinancing your existing loan at current interest rate levels. While a lower interest rate will mean lower monthly payments and less total interest, a refinance will also mean paying closing costs and, in some cases, points. If the monthly savings exceeds these closing costs, refinancing is a good option.
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