Congratulations on making the decision to become a homeowner. Buying a house is a huge commitment and most likely the biggest purchase you will ever have to make. We understand that home loans in Denver can be an intimidating experience, so we vow to always put our customers first and to help educate you on the loan process along the way.
At American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans do not have to be difficult.
At American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans do not have to be difficult.
Services
I started American Capital Financial in 2004 with one thing in mind: Looking out for the customer's best interest! In these trying times it is important to establish a relationship with a mortgage company you can trust. For the past 17+ years American Capital Financial has been providing solid residential loans for hundreds of people in the Colorado and Wyoming areas.
In many instances a conventional loan offers our clients the best value. Being an independent mortgage broker, we can offer you many more conventional loan options than you will find with a bank. Conventional loans are best for borrowers who have saved up around 20% of the value of the home they wish to purchase.
An FHA Loan is a great option for a first time home buyer or an individual who has less than perfect credit. Everyone has a different situation and we specialize in helping our customers receive the best loan at the best rate for their individual situation. Contact us for more information and to speak with a Licensed Professional Mortgage Expert.
USDA loans are typically used to help low-income individuals or households purchase homes in rural areas. The loans can be used to build, repair, renovate or relocate a home. Rural Development or USDA Loans can also be used to purchase and prepare sites, including providing water and sewage facilities.
VA loans are a great option for Servicemembers, Veterans, and eligible surviving spouses. These loans can be used for buying, building, retaining, repairing or adapting a home. Since these loans are guaranteed by the VA, lenders can give you much more favorable rates. If you are interested in learning more about a VA loan please contact your local Denver mortgage lenders today!
Reviews (10)
Sam Whittaker
May 29, 2020
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David Mitchell
Nov 15, 2019
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DJ helped my wife and I with our refi. Everything about the process was smooth. Communication, responsiveness, knowledge, thoroughness and each part of the process were to the highest of standards. Wouldn't hesitate to recommend to anyone and I'm thankful to have comfort in knowing of where to go should we need lending services again.
Ellen Leak
Dec 17, 2018
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We received a recommendation for DJ from a friend. We have several properties and have bought and sold and refinanced many times working with many different brokers and lenders over the years. Usually things are complicated and it feels like pulling teeth. Not so with DJ and American Capital Financial!
DJ made everything very seamless and so easy. He was always easy to get a hold of and called back right away. He never left us hanging or guessing. DJ makes sure you understand what is needed and what is going on. He is extremely courteous and respectful. The title company sent their closing agent
DJ made everything very seamless and so easy. He was always easy to get a hold of and called back right away. He never left us hanging or guessing. DJ makes sure you understand what is needed and what is going on. He is extremely courteous and respectful. The title company sent their closing agent
Tim Engquist
Oct 28, 2018
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DJ was recommended to us by our realtor, and we feel so fortunate that we got in touch with him. He made the entire experience super easy and as a first time home buyer I actually felt like I knew kind of what was going on. He was patient and always ready to explain or answer any questions that we had. He got us a great rate and I never felt like his goal was anything other than helping us. I have heard horror stories from friends who felt taken advantage of and all I could do was brag about how great our experience was.
Jolie Masterson
Sep 10, 2018
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We bought a house and then also refinanced with DJ. He was fantastic. I do not have a mind for Financials but I definitely like to know what I'm agreeing to. DJ was extremely patient with my questions and kind. He knew exactly what was best for us, what to avoid, and could explain it perfectly. Later, when rates were better, DJ contacted us again about refinancing and again was very patient and did a great job of explaining things. If we ever need such services again we will definitely use DJ. I highly recommend DJ and America Capital Financial to anyone.
Geneva Kowalski
Jul 19, 2018
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We were able to meet our very tight schedule and DJ made that happen. We did almost everything via email to get things signed fast and he met us to go over the documents right around the corner from our offices. This was our first home together so DJ took time to answer all of our questions, go over the process and his role and made us feel very confident.
David Miller
Jun 14, 2018
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DJ was exceptional to work with for financing our new home. He was very prompt at answering any questions or concerns we had throughout the process. He was thorough in his underwriting and communicated every step of the process to us to make it a seamless purchase. We would highly recommend using American Capital Financial for any mortgage needs and we will definitely be using them for future home purchases.
Ed Apelo
May 29, 2018
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I've known DJ for almost 10 years. I first started working with him when I was an account executive for large mortgage bank; with he as my client. Over the years, I've come to know DJ personally and he actually did my home mortgage loan in 2014 when I purchased my current home. He has since refinanced my mortgage loans twice; most recently in August 2017. DJ is awesome! He keeps you updated almost every day with every step of the way with your mortgage loan process. He answers my emails almost immediately. This last loan, it took only 3 weeks to fund from start to finish. He has the best staff
Chad Seaver
May 28, 2018
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DJ was amazing throughout the process of us buying our first home! We chose to go with DJ, as we had a short timeline for getting our offer submitted and closing on the house, and we knew we could count on him to be quick and responsive throughout the process. As first time home buyers, we had LOTS of questions, and DJ explained everything thoroughly and answered every one of our clarification requests quickly and honestly, and at all hours of the day if needed. I don't think we could have met the timeline restrictions we had, if it weren't for DJ guiding us. DJ also secured a great interest rate
Stephen Schmidt
May 27, 2018
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DJ was exceptional to work with regarding the financing of my new home. He drove up to my work to go over the initial details. He was at my closing to make sure it all went well. He assure me through the process that we had may options to make sure I was comfortable with the financing and my down payment . Work with DJ is like having a great friend looking for you as you make one of the biggest decisions in your life. If want an advocate to make sure you make the best decisions regarding financing you new home, American Capital Financing is the place to go. I won' t use anybody else. Steve
