Walk with us for your first home, your dream home or an investment property. We look forward to earning your business. Each client scenario is different and requires a personalized touch to make the home buying or refinance experience enjoyable. Kody Porter here. After professions ranging from sports writing to student advising, and fours years working on the banking side, I've found a home and a career in mortgage lending.
Now let me help you find your next home. Bridge City Mortgage has teamed up with American Home Funding, which features a team of loan officers and processors with over 40 years of combined experience. BCM is ready to help you secure the right loan to meet your purchase and refinance needs in Oregon and Washington.
Now let me help you find your next home. Bridge City Mortgage has teamed up with American Home Funding, which features a team of loan officers and processors with over 40 years of combined experience. BCM is ready to help you secure the right loan to meet your purchase and refinance needs in Oregon and Washington.
Services
BCM works tirelessly to streamline the mortgage process by ensuring that every step is taken in tandem so you feel informed and involved. The mortgage industry is filled with jargon that can sometimes leave you overwhelmed. My ultimate goal is to educate every client on all their options to find the perfectly tailored loan.
The amount of cash a borrower has will dictate a multitude of things. Ranging from the house you can afford, what program makes the most sense and what rate you receive. Want to avoid paying additional private mortgage insurance (PMI), you're looking at a 20 percent down payment. Coming up with 20 percent may be difficult for many first-time buyers, so we have access to options with down payments of 10 percent, 5 percent or 3 percent.
Rate and term refinance is the refinancing of an existing mortgage for the purpose of changing the interest and/or term of a mortgage without advancing new money on the loan. The potential benefits of rate and term refinancing include securing a better interest rate and more amenable term on the mortgage, though the same principal balance will remain.
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