For over 20 years, Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Owner Ken Adler has been a licensed real estate broker since 1996 in the volatile Southern California market.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Owner Ken Adler has been a licensed real estate broker since 1996 in the volatile Southern California market.
Services
Restructuring existing debt on your home can save you money by reducing the amount of interest you pay, shorten the term of your loan, or even get you cash out for bill consolidation or home improvement. Ideal Financial will find the best program to maximize your home equity and save you the most money possible.
Some of today's purchase programs allow first-time home buyers as little as 1% down. A low down payment makes owning a home a very real possibility for many people that believe home ownership wasn't possible for them. Don't let a misconception stop you from being part of the American dream. Low interest rates and new programs have reduced the barriers of entry.
The Federal Home Equity Conversion Mortgage (HECM) is one of the most innovative and beneficial loan programs in existence. It provides improved cash flow for people on fixed incomes, and even provides cash out. The customized report will show you the amount of tax free cash you are eligible to receive and what other options are available tailored to your needs!
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