Oak Street Financial
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Oak Street Financial
Purchasing a home is a thrilling step in your life. However, it comes with many stresses, including the often difficult mortgage process. As the leading mortgage brokerage firm in Northeast Florida, we are here to streamline the process and reduce your anxiety - buying your home should be enjoyable.

Our professionals give you all the important information you need about mortgage options and alternatives. At Oak Street Financial, Inc., we are dedicated to working with you, regardless of how difficult your personal or financial situation seems to you. Our team of loan experts listens to you to determine the best course of action - we truly want to help.
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Alec began his career in real estate finance in 1997, working as a loan officer for a small lender in Jacksonville. He soon headed a branch of a lender and by 2003 founded Oak Street Financial, Inc. with a lenders license and a license to make FHA and VA loans. With 23 years of experience he was able to keep his brokerage firm healthy through the economic downturn of 2008 and subsequent years.
FHA was created in the 1934 by the US government to help people buy housing. Back then, banks and saving associations would require at least 20% down. FHA insures lenders against loss and provides low down payment and other advantages. When deciding upon the best loan for your circumstances, it's crucial that meticulous attention is paid to every detail.
When America called for heroes, you did not hesitate to answer. Now that you have served, allow us to express the country's gratitude. At Oak Street Financial, Inc., we help service members, veterans, and their surviving spouses become homeowners. Our financial firm offers VA Loans in Jacksonville, FL.
Many feel that banks and credit unions will be best at lending money on real estate transactions. A much better alternative is a mortgage broker. A good broker has access to many lenders and is able to guide you in finding the best rate and making sure the loan is right for the circumstances. Access to a wide variety of lenders means a broker can find lenders who specialize in niche products that can suit the individual needs of the client.
Thank you for your interest in our mortgage broker company. When you work with our mortgage brokers, not only do you receive a free consultation for the first time, but you also receive a team that is committed to bringing client satisfaction, honesty, and integrity. Call or email us today to schedule a free consultation and see how we can help you.
Reviews (4)
Mark Berg
Mark Berg
Jun 20, 2021
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Positive: Professionalism, Responsiveness
Charmaine was a real pleasure to work with. Great communication, and very helpful with guiding me through the process in a timely manner.
LUMannJr
LUMannJr
Sep 02, 2019
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I was conned out of $2500 by a fake unlicensed contractor to fix my roof. Herbert Flood was the loan officer of Oakstreet Financial who hired the fake and unlicensed contractor Chris Mouchette, of Mouchette LLC with no EIN on sunbiz! I called Mr. Flood when i found out i was Scammed and the contractor couldn't pull a permit because he doesn't have a roof license, he told me it's not his problem after he hired the fake contractor and told the title company Bernard and Schemer to cut him the check if my money of $2500. I've already filed with the Department of Business & Professional Regulation.
Herbert Flood
Herbert Flood
Jun 13, 2019
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I, Herbert Flood, a Licensed Loan Officer with Oak Street Financial, Inc take pride in my job.
My job bridges the gap of Home Ownership. With that being said, I have learned that you cannot guarantee happiness.
At times, a borrower may not be satisfied with the home that was purchased, the process, and certain situations that arise.
However, the best ending is closing the loan and helping my clients achieve the DREAM of Home Ownership.
I honestly appreciate the time and patience that it takes within this process.
My Gratitude extends to past, present, future clients and God.
The Agents and
Paul R.
Paul R.
Jul 22, 2012
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Oak Street Financial was able to get me a mortgage for a new home when more "traditional" sources were unhelpful. They take the time to talk to you and work with you to achieve your goals. Highly recommend!