BrightPath Mortgage
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BrightPath Mortgage
BrightPath Mortgage gives you comprehensive analysis and answers to ensure that your home refinance or purchase transaction supports your goals. Disclaimer: Rates shown are with discount points at cost. Rates stated above may change or may nor be available at the time of loan commitment or lock-in.

When refinancing your existing loan, your total finance charges may be higher over the life of the loan. Please speak to a loan officer for further details. Erick Erickson refinanced his home with BrightPath Mortgage and saved almost $1,600 per year (or almost $48,000 over 30 years)! Great Service from Brightpath We were most hopeful when we initially contacted Steve and Brightpath.
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Whether you are purchasing or refinancing let Jack show you the Brightpath to savings and a mortgage that serves your financial goals today and tomorrow. Jim is a seasoned mortgage professional with over 15 years in the industry combined with over 30 years of banking experience. He has complete knowledge of mortgage financing including all conforming and jumbo loan products as well as all government programs including FHA, VA and USDA products.
Brightpath is a direct lender headquartered in Atlanta Georgia. We lend our own money and make our own decisions! We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of individuals, real estate professionals, investors, and builders over the past 20 years.
BrightPath happily offers a first time home buyer loan program for Georgia residents. These programs typically make first time home buying affordable due to their down payments ranging from 0-5%of the cost of the home, instead of the standard 20% you might see for other more conventional loans. Most of the programs also include a form of mortgage insurance.
A first-time home buyer loan from BrightPath is a great choice to turn your dream of homeownership into a reality. First-time homebuyer programs usually offer lower than average down payments ranging from 0% (VA loans) to between 3-5% of the home's value. In most cases, these programs also include a type of mortgage insurance that can be structured to fit your needs.
If you're a Georgia first time home buyer, you may be wondering what's involved with buying a home. There are a number of steps. Long before you pick out a house or finalize the sale, you have to start preparing. Here's a look at that process. First, you need to decide if now is the right time to buy a home.
Reviews (17)
Cole Forester
Cole Forester
Jan 03, 2022
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Steve is very professional and right on top of it,
He was guiding us through every process and structured the loan in a very unique way that an inexperienced or cookie cutter loan officer wouldn’t have done,
Highly recommend working with Steve, he’ll get it done the best way
Jonathan Swarner
Jonathan Swarner
Dec 07, 2021
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I had an awesome experience with Steve Tomlinson at Brightpath Mortgage! He was able to get me a great rate on my refi, and was very helpful throughout the process, getting me to closing in less than 30 days from my initial inquiry! Super helpful every step of the way!
Todd Clements
Todd Clements
Nov 20, 2021
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Steve and the entire team at BrightPath were very helpful as always with our refinancing. This was our 2nd time using BrightPath. They made the process very easy and saved us $$$$$. Thanks Y’all!!!
Tammy Hochstetler
Tammy Hochstetler
Nov 13, 2021
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We've worked with Janet many times and have always had an amazing experience with her. She's easy to work with and has walked us through step by step. Highly recommend Janet & BrightPath Mortgage.
Lou Carfizzi
Lou Carfizzi
Oct 23, 2021
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BrightPath Mortgage and in particular, Tom Coyle as well as Karen Coppock was a wonderful experience for my family. Professionalism, caring, accuracy, and a great attitude made, what is normally a very frustrating and stressful activity, very smooth and helpful.
Call Tom if you need a mortgage!!!
Shaun Thompson
Shaun Thompson
Oct 06, 2021
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This was a very pleasant and easy experience. Janet was very patient, understanding, efficient, and responsive. All questions were answered in a timely manner and in a way that was understandably. The documentation was clear and in a format that was readiable. She provided me options so that I could make a sound and informed decision. Janet was recommended by a friend and my realtor and she was more than I expected. I strong recommend using BrightPath Mortgage for your home purchasing needs... ask for Janet :-)
Kathy Gadd
Kathy Gadd
Oct 04, 2021
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Jim Dean and Renee Brown were exceptionally helpful. They thoroughly explained all processes and were always available to answer any questions throughout the process.
Would highly recommend them and Brightpath.
Sean Thomas
Sean Thomas
Aug 05, 2021
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I worked with Terry Lawson. He made the process really easy and clear. He spent time explaining all my questions. Bright Path fees were the lowest l came across, and exactly what he said their were going to be. I will most definitely recommend them.
Rhonda Lindquist
Rhonda Lindquist
Jul 28, 2021
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Working with Jim Dean was a pleasant experience! He was referred to me highly by a friend. Within 2 weeks of contacting him regarding the refinance of my home, I am ready to close. He explained everything to me prior to sending forms to sign and promptly returned phone calls and emails. He is very professional and I will definitely refer him to others.
Kiki McCollum
Kiki McCollum
Jul 27, 2021
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We've used BrightPath to refinance our mortgage three times and each time they have been great to work with. I am especially grateful to have Jim Dean as my point of contact. He always takes very good care of us and gets us the best deal possible. Overall the process is smooth and easy and we couldn't be more pleased.
J. H.
J. H.
Aug 18, 2020
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Stay way. Multiple attempts to contact them have led to no follow-up, yet I still get CRM-generated e-mails asking me why I haven't responded. I have responded to several of them, no follow-up from Steve Tomlinson. If you are assigned him, run.

There are many firms out there that are more responsive and have their act together. Go to a firm that cares.
La L.
La L.
Jan 04, 2018
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I worked with Robbie Rozar at Bright Path Mortgage for my mortgage loan. He is very rude and unprofessional. He floods my inbox with his spam emails even though I have asked ten times to be removed. I tried to call and talk to him about this and he got angry and hung up. It's been over a year and a half since we finished working together and he continues to send harassing emails. If you love getting pointless emails where your name isn't even spelled right, then do business with Robbie Rozar at Bright Path! The slogan should be "Bright Path, the not so bright path"
Charles F.
Charles F.
Aug 01, 2017
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I was extremely lucky to have John Palmer, Sr. Loan Officer of BrightPath Mortgage , working with me on the purchase of my new home. He was very knowledgeable and walked me through each step of the loan process professionally. He always made time to answer a question, no matter how early or late I contacted him. Buying a home can be really stressful, but with John's excellent customer service, it felt seamless. I would recommend John and BrightPath Mortgage company to anyone who is looking to purchase a new home.
Dean F.
Dean F.
Jul 29, 2017
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We just closed on our home this week. We used John Palmer at Bright Path and had a great experience. We were in a rush, and John got the deal done fast and fair. No hidden fees. Honest operation. Will use again for sure.
Kimberley B.
Kimberley B.
Jul 17, 2017
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Thank you BrightPath & Yaz Smith for a nearly painless mortgage application process! Yaz was especially responsive and made certain we were updated and that we had ample time to submit the required paperwork and documentation - so much so we were able to close escrow a full TWO WEEKS ahead of our initial scheduled date!!

We highly recommend working with Yaz - and we've already sent him a couple of referrals!
Retha G.
Retha G.
Dec 14, 2016
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James J. Dean at BrightPath Mortgage is awesome! Very professional! He gets the job done in a timely manner! Great customer service skills! He was absolutely great to work with on closing our house! Very patient! Will go out of his way to help you and to help you understand the process! Highly recommend!
Bebe K.
Bebe K.
Nov 20, 2013
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BEST REFI EXPERIENCE EVER!

I wanted to make sure Jason Copeland was recognized for the work he recently completed with my recent refi. I gave him an honest 5 stars. It should appear on Zillow soon.


If you are anything like me, you get skeptical about a rating that has 5 stars across the board. I mean seriously, everything went perfect? Well from start to finish, I have to say that my experience working with Jason at BrightPath Mortgage went that well. Just to offer some background, I had been shopping streamline mortgages since I am upside down in my current mortgage. My current rate was