Howell-Craig Insurance Agency

We are a full service agency that offers homeowner, auto, recreation vehicle, motorcycle, boat, life and health insurance. Personal Property comes in all shapes and sizes, including your home and the valuables within. We can help you choose the amount of coverage that meets your needs. RV insurance can protect your investment from top to bottom.

Life insurance should be part of your overall financial plan, but how much do you need and what policy is right for you? We can help. The primary purpose of life insurance is to provide capital to your dependents after you die. The money is an important financial resource. It can help cover funeral costs, pay the mortgage, provide funds to run the household and ensure that your dependents aren't burdened with debt.

How much can you afford to pay out of pocket? A. Choose a deductible that you know you can pay out of pocket. Also, if you choose lower limits, you might be personally responsible for damages that exceed those limits. Consider whether you can afford this possibility, too. How do deductibles work? A. A deductible is a specific amount of money you pay out of pocket before your insurance company will begin to pay for a covered loss up to the limit.

We are one of the area's oldest insurance agency's serving the residents and businesses of Guernsey and the surrounding counties for over 60 years. Our #1 job is to help you identify your needs and problems. We then put together a customized plan to address those concerns and make it easy for you to understand.