Led by Andrew Soss and Aaron Waldo, the Soss | Waldo Mortgage Team is one of the top producing mortgage teams in the country with over 400 happy clients in 2020 alone. The power of a top national lender combined with the efficiency of our "Perfect Loan Process". Franklin Direct is one of the fastest growing companies in the country.
As one of the top teams in the company, The Soss - Waldo Mortgage Team has reverse engineered each process in the transaction to ensure a smooth client experience and to close transactions on time. From the moment an application comes in via our secure document portal, things start happening right away behind the scenes.
As one of the top teams in the company, The Soss - Waldo Mortgage Team has reverse engineered each process in the transaction to ensure a smooth client experience and to close transactions on time. From the moment an application comes in via our secure document portal, things start happening right away behind the scenes.
Services
Led by Andrew Soss and Aaron Waldo, the Soss Waldo Mortgage Team is one of the highest producing teams in California. We are group of highly skilled and experienced mortgage professionals serving clients throughout the state. Record holder for longest putt made in the office. Whichever hat he's wearing that day, Andrew is giving it his all.
You have come to the right place. Remember, we are the Home Purchase Experts. In fact, as a company, we have a 70/30 purchase to refinance ratio. We have closed hundreds of purchase transactions in the last few years and have used this experience to streamline and perfect the process. If you don't yet have a Realtor and wanted to find out about financing first, that's a savvy move.
Refinancing is the process of replacing your current mortgage with a new, better one. There are many reasons that people would go through the process of refinancing their mortgage: reducing the interest rate (most common reason), pulling equity out for a variety of reasons (a "Cash Out" mortgage), removing a co-signor from the current mortgage, reducing or increasing the term of the mortgage and many other reasons.
Multi million dollar departing residence, cross collateralization, bridge financing with a 40 year amortization and a sub 700 credit score?!? Basically, if it's a program that's out there, we have funded it. And we are always coming up with new programs and niches. Instead of listing all of the types of transactions that we can finance, let us just give you our direct line (yes we actually pick up the phone!)
We will pay the seller of the property a $500 per business day penalty if we are late on closing. If we cannot approve the buyer's loan after getting into escrow, we will reimburse for any 3rd party costs incurred in the transaction, including any loss of earnest money deposit. Not valid on any 1st/2nd combo loans.
Reviews (1)
Kathryn Moorer
Jun 02, 2020
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Andrew and his team are absolutely amazing! I had the most positive experience working with them on my refinance loan. They are extremely knowledgeable, communicative and have really streamlined the process. The application and approval process is all tracked online where you create an account and submit any docs needed, which is especially helpful given the current lockdown and social distancing requirements. I was shopping rates/lenders and almost decided to go elsewhere until Andrew told me the excellent rate I could lock in NOW. It was better than anything else on the market that I had seen
