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Trended credit data will enhance the static snapshot of a consumer's credit balances with up to 24 months of historical data, such as payment and balance. This new industry standard will provide mortgage lenders with access to additional insightful data, helping you more accurately assess risk through more advanced analytics.

The new implementation of trended data with Equifax and TransUnion will result in an increase in fees to accommodate for the new score models required by Fannie Mae. Changes in fees will be expected beginning August. We will email notifications closer to that date. If you have any questions at all, please feel free to contact us.
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At ISC, we provide credit report solutions necessary for mortgage brokers and lenders to close loans efficiently and in a timely manner. We understand that customer service is just as important as results, that is why we set the standard in our field. Let us help you achieve your goals.

Established in 1989, ISC has strived to provide the necessary tools for Mortgage Lenders, Mortgage Brokers, and Property Management companies in their line of work while aiding them in achieving their goals.ISC raises the standard in customer service. We keep our clients as our top priority. ISC customers benefit from fast turnaround times, competitive pricing, and live experienced representatives with every phone call.
Our trimerge reports include the most up to date consumer information as provided by the 3 major credit bureaus. We integrate with the major LOS programs including: Calyx Point, Encompass and Lending QB. Our 24-72 hour turn time service will help you increase your borrower's FICO scores to prequalify for a loan or qualify for a better rate.
It is important to annually check your credit report to make sure it is accurate and up to date. It affects your personal financial. Homes in southern California are at a record high and it doesn't show that the buying market is slowing down either. Based on the article. In the beginning of this August, major changes may have impacted millions of consumers who are looking to be qualified for home loans.
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