If you're turning or have already turned 65, you've most likely heard about Medicare. It's a type of medical insurance that comes with plenty of benefits. Unfortunately, it can be quite difficult to understand all the requirements, application procedures, and payment guidelines involved with it. This is where Hendricks Insurance Agency Inc., comes in.
Located in Warrenton, North Carolina, our company offers all the information you need to help you pick the right plan. We understand that each health insurance plan is different. What's right for your neighbor or even for your spouse may not be right for you. We'll help you go over all your available options and clear up all points of confusion.
Located in Warrenton, North Carolina, our company offers all the information you need to help you pick the right plan. We understand that each health insurance plan is different. What's right for your neighbor or even for your spouse may not be right for you. We'll help you go over all your available options and clear up all points of confusion.
Services
Medicare is a federal program that provides health insurance for individuals who are 65 years or older. For most people, Medicare starts when you turn age 65. Some individuals can start earlier if they are disabled under Social Security definitions and are receiving SSDI, or have ALS (amyotrophic lateral sclerosis) or ESRD (end-stage renal disease).
Medicare Advantage Part C plans are offered through private health insurance companies and benefits may vary between different plans. It replaces Original Medicare (Parts A and B). Originally called Part C, these Medicare private insurance plans usually have an HMO or PPO network of doctors. Medicare Advantage plans versus Original Medicare depends on the level of care you need now and in the future.
Medicare prescription drugs (Part D) coverage helps pay for your prescriptions. Coverage is not automatic. You can purchase stand-alone Prescription Drug Plans (PDP) available through private insurance companies under contract with Medicare.
If you do not have prescription drug coverage from your current or former employer or through Part C (Medicare Advantage plan) MA coverage, you should consider enrolling in a PDP plan as soon as you are eligible to get benefits.Even if you are not taking many prescriptions, you should consider enrolling in a PDP plan to avoid a late enrollment penalty.
If you do not have prescription drug coverage from your current or former employer or through Part C (Medicare Advantage plan) MA coverage, you should consider enrolling in a PDP plan as soon as you are eligible to get benefits.Even if you are not taking many prescriptions, you should consider enrolling in a PDP plan to avoid a late enrollment penalty.
A Medicare supplement provides financial security and additional health coverage for people with Medicare. The plan pays for some of the healthcare costs that Original Medicare doesn't cover. These include out-of-pocket costs like co-pays, coinsurance, and deductibles. A Medicare supplement is also known as a Medigap plan because it helps to fill the gaps in healthcare costs.
Regular teeth cleanings and checkups ensure that your overall health is being monitored by a professional. Most dental health insurance plans cover regular checkups and will pay off immensely in the long run. Dental health insurance is very important. Not only does it assure you that your smile is protected but if anything is happening to your teeth at any given time, your insurance will have your back.
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