Liberty Loans
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Liberty Loans
Whether you are shopping for a home purchase loan in Columbus, OH, or you are in the market for an investment loan or a refinance, Liberty Capital Services offers you competitive rates and exemplary service. With an A+ BBB rating since our foundation, we've been helping homebuyers and homeowners throughout Central Ohio to save money and enjoy the flexibility they need in a loan for more than 20 years.

Our motto and guiding principal is "We DO What We Say We Will Do." Pairing great rates with great integrity is what has made us one of the top Columbus mortgage companies since our inception. Our VIP concierge service guides you through the entire home loan process from application to closing. We have earned consistent high ratings and reviews from customers over our entire span of operation.
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We are looking forward to meeting you during your mortgage consultation. In the meantime, as your Columbus mortgage lender we would like to tell you a little bit more about our company and services. James McBain Is a graduate of Ohio University and has a lovely wife and 2 children. He is a resident of Hilliard Ohio.
With its bustling urban culture and its many lovely parks, Columbus, Ohio is a phenomenal place to purchase a home. The same can be said for the state's many other wonderful communities. Whether you plan to stay in OH for just a few years or to put down permanent roots, choosing the most suitable mortgage will ensure that you meet your financial needs.
As a homeowner, chances are good that you follow along with mortgage rates closely. If rates have declined, but you continue to pay the same high interest on your home loan, a refinance might be in order. Refinancing your loan allows you to obtain a more competitive interest rate than the one you are paying today.
When buying your first home, one of the first decisions you'll need to make is the choice of mortgage loan. While there are several options, conventional loans and Federal housing Administration or FHA loans are the two most common among home buyers. If you've ever been looking to buy a home in Columbus or the surrounding area and relocate there, this is definitely the time to do it.
If you are ready to experience the unique benefits of our mortgage consulting service or if you have questions to ask, please contact us today. We look forward to scheduling your consultation and helping you with your mortgage needs in Ohio, Florida or California. Liberty Capital Services LLC is located on 438 E Wilson Bridge Rd #106, Columbus.
Reviews (19)
E. W.
E. W.
Oct 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
James is very knowledgeable and stays on his A game. The Liberty team answered all my questions and concerns promptly. Everything went as planned and on schedule. I appreciate all their help and support in this life changing event. I absolutely love my new home!!! Thank you James!!!
LeAnne Mertens
LeAnne Mertens
Oct 15, 2021
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James McBain and his team at Liberty were a great joy to work with. They made the loan process of buying a home seemless. I have bought several homes and done several refinances with James and his team and have always had a good result. They are an integral part of my real estate investing team and I am happy to recommend them for any mortgage or refinances you would need.
Corey Dailey
Corey Dailey
Sep 18, 2021
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Had issues with VA loan ...and was very hard to get into contact with anyone to get stuff done ...especially when he goes on vacation when they are suppose to be filing information for our home .
Matthew Smith
Matthew Smith
Jul 15, 2021
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Positive: Professionalism, Responsiveness
James and the Liberty Capital team were excellent. James has a deep knowledge of the various loan products and helped us choose the best option for us. He is also very honest and transparent.
C. Dailey
C. Dailey
Jul 02, 2021
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James McBain and his assistant lost our information multiple times that was needed to close our deal and we had to re send the same info 4 times and she still claims to be rushing the info and blamed it on the inspector when it was clearly her... she lied to us and our realtor.. going on 2 months and still not closed... inspector was done 2 weeks ago with the final inspection and she was told we have to take off of work for special things and she keeps postponing everything.... we will be re financing asap. Even our realitor said she is way out of time and this needs to be done now ..this process
Shannon Stallkamp
Shannon Stallkamp
Jun 27, 2021
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Positive: Responsiveness
My husband & I recently purchased our new home using Liberty Capital Services LLC and wow were we impressed with James and his responsiveness as well as his knowledge to help us find the right loan for us and our situation. Would Highly Recommend James!
Nate Barker
Nate Barker
Apr 06, 2021
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Our realtor initially recommended James at Liberty Capital when we were purchasing our first home in 2016. His experience, knowledge and transparency made it obvious we were working with someone who cared about our process. We were so impressed we not only used Liberty Capital to refinance in 2020 but again in 2021 when rates were at historic lows! James was very clear about why it would or wouldn't make sense to refinance based on our personal goals. I couldn't recommend a more quality partner with such an important financial decision.
Tim Janke
Tim Janke
Mar 27, 2021
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Easy to work with, did almost everything online because of covid-19. Got a great rate and much lower fees (thousands less) than the big banks offered. Thanks James!
Drake Addis
Drake Addis
Mar 27, 2021
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This was our first time refinancing our home and we couldn't have asked for a better experience! Ken and Jason were great at explaining everything to us and making sure we had a smooth refinancing process with rates that worked for us. I would highly recommend them to anyone looking for a personable, trustworthy, and attentive experience!
Genae Jefferson Ms. Genae
Genae Jefferson Ms. Genae
Mar 14, 2021
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Positive: Professionalism
Definitely a smooth experience. I was able to execute a 24 day close, able to sign docs efficiently, and was provided competitive terms. I would definitely recommend Liberty Capital Services to anyone wanting professional Mortgage Loan services!!
Matt Kurk
Matt Kurk
Mar 01, 2021
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We had a great experience working with James and his staff at Liberty Capital on our recent refinance. This was the second time we had worked with James. He helped us with our original mortgage several years ago - which was also a good experience and why we reached out again when we were looking to refinance. Everyone is responsive, professional, and took the time to answer any questions we had and explained everything involved with the process. Everything worked exactly as he said it would (including overall timing and costs), and the process felt very smooth and easy. We would absolutely work
Brian R.
Brian R.
Jun 21, 2019
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This is the second time we have worked with James getting financing for a home purchase. He has been amazing to work with both times. He is extremely knowledgeable, responds quickly and just someone you know you can trust- which is extremely important when making such a large purchase. I would recommend James to anyone!
Ming L.
Ming L.
Jun 11, 2019
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James BcBain he is the best loan processor in town , he can help you get morgate loan easier than most of banks , the underwriting also very easy not any hassle or stress, I would recommend Jame MC Bain for anyone who looking to get morgate loan and here my beautiful house in Westerville thanks for the help of Jame and his crews
Lani Ii
Lani Ii
May 22, 2019
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My husband and I just closed on our first home yesterday and we couldn't have done it without James and his amazing team at Liberty Capital Services! James actively worked with us throughout the entire process; helped us to improve our credit, didn't pressure us or make us fear for this huge purchase, and made the entire process enjoyable and stress free! He and his team are amazing and truly care about their clients. Thank you Liberty Capital!
Fernando Daniel Ferreira
Fernando Daniel Ferreira
May 01, 2019
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James and Laura have always been wonderful to deal with. Was referred to Capital when i purchased my home. And just went back to them to refinance my mortgage. being in the mortgage business, i have to say, it was the smoothest process. 5 ⭐️!!!
Juan F.
Juan F.
Aug 15, 2018
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James was very diligent in getting our VA home loan approved as fast as it could. The reality is that from the offer being accepted to closing it was 37 days which IS AMAZING for a VA home loan which typically can take up to 60-90 plus days. James and his team were stellar in providing all the documents in a timely manner to help us expedite the process. He was diligent and very professional and ensured I understood everything through the entire process. Thankful for your help and services! We love and are enjoying our home. That you James.

Delighted!!!

Dr. Juan F.
Collin M.
Collin M.
Jul 30, 2018
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Buying a home is a complicated process that requires a great deal of coordination. James made the process as easy and straightforward as possible. His recommendations on how to handle everything put us in the best place possible to put forward the most attractive offer for the least amount of money. He's great to talk with, answers call/emails on weekends and nights, and explains everything in a way anyone could understand. If you're looking to secure a home loan, give James a call!
Beverlee Burns Spires
Beverlee Burns Spires
Sep 22, 2016
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It only made sense to call Liberty when we refinanced our home......two years ago we called them when we purchased our home. It's so easy because most of the process is done online. James McBain and his staff walk you through every step. They are only a phone call away if need be. There are no surprises. James lets you know what's going to happen and when. The closing was done right in our home! How convenient! I highly recommend Liberty Capital!
Chris Daugherty
Chris Daugherty
Sep 22, 2016
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I don't really use facebook but I wanted to make an effort on behalf of James and his team. They have helped me buy two houses and are excellent at finding solutions to problems. They are the only people i will use for any house purchase. They are true professionals.