Hybrid Agent Group
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We have put mortgage lending and real estate under one roof. Our agents are dual-licensed and bring more firepower and expertise to your scenario to save you time, money, and hassle. Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service.

We partner with some of the most competitive investors in the industry. Hybrid Agents use part of their real estate commission to credit to the buyer.* This credit can be used to buydown the interest rate or offset other closing costs. Utilizing the credit to buy down the rate can lower monthly payments and save buyers tens of thousands of dollars in interest expense.
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Traditional Brick & Mortar Bank: These are the big name banks that have a national presence. They do everything from savings accounts to commercial lending. Mortgages are part of what they offer, but it is not their single focus and their rates and service are often a function of how other parts of their banking business is performing.
If you're in the market to buy a home, you're in the right place. We can quickly talk through your budget, goals, and situation to give you what you need to buy a home. The first step in buying a home is to get a thumbnail sketch of your budget and situation so we can estimate what you qualify for.
If you need to lower your payment, take cash-out, consolidate debt, or drop your loan term, we can help! We specialize in helping you restructure your home financing to meet your goals! For most people, their home is their biggest financial asset and liability. This means that the structure of the underlying mortgage should be evaluated on a periodic basis to see if a refinance might be advantageous.
One of the most powerful financial tools for seniors in retirement is a Reverse / Home Equity Conversion Mortgage. It isn't a fit for everyone, but in certain cases it is a major piece of your retirement planning puzzle. Reverse mortgages aren't for everyone, but they have gotten a bad rap and are the subject of a lot of misunderstanding.
Practicing real estate is an art and a science. Standalone real estate agents usually only get half of the picture that can cost consumers dearly. Hybrid Agents are competent to navigate emotional needs and financial realities - bringing the best possible results to their clients.

We have found that many real estate agents are too disconnected from a client's financial realities and that many loan officers are disconnected from their underlying personal goals.The left and right hands aren't working in concert for the client and this creates less than optimal results. Hybrid Agents are fully aware and competent to handle the client's overarching real estate goals in a way that matches their budget.
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