I love working with business owners. I believe small business owners represent everything America is supposed to be. Small business owners risk everything, in exchange. Mortgage Closing Costs So often, I hear people speaking in very vague generalities about closing costs, and/or what they believe are mortgage closing costs.
What these costs actually consist of though, are a mystery to many people, and it shouldn't be that way. The public is so used to hearing phrases like, your closing costs. Do I have to sell my house first? A common conversation I have with buyers who are already homeowners, is navigating the process of transitioning from their current home, to the new one.
What these costs actually consist of though, are a mystery to many people, and it shouldn't be that way. The public is so used to hearing phrases like, your closing costs. Do I have to sell my house first? A common conversation I have with buyers who are already homeowners, is navigating the process of transitioning from their current home, to the new one.
Services
Experienced home buyers, and their agents know, the most important thing in choosing a lender, is partnering with someone who you trust can get your deal done right, and closed on time. While this may seem pretty basic, it's something many lenders struggle with - especially big banks. The vast majority of my business is referral based.
I grew up in Gilmer, TX, close to Longview and Tyler. We're famous for the State Champion Gilmer Buckeyes and the Yamboree, a home town festival celebrating the Yam! I attended college at Stephen F. Austin in Nacogdoches, TX graduating with a B.A. in General Business/PreLaw. East Texas is still "home, " and I make it back about once a month to visit family and friends.
Southwest Funding, LP is a Direct Endorsement HUD approved mortgage banker and broker with over 70 locations nationwide, and has been headquartered in Dallas, Texas since 1993. As a mortgage banker and mortgage broker, Southwest Funding, LP offers the most flexible loan programs for every situation.
When we talk about your scenario and prequalification, we'll cover any viable options, and explain the differences in a way where you'll easily be able to weigh the pros and cons. FHA, including 203(k) streamline and full, as well as solutions for manual underwriting scenarios, and borrowers with no credit score, and Back to Work (and more).
I work with many first-time buyers, and I promise I can take the mystery out of the process. We'll cover the basics of pre-qualification, what kind of payment you're comfortable with, and what goes into determining the payment. I'll explain closing costs and prepaids, and what the transaction will look like from beginning to end.
Reviews (4)
Danny McGraw
Feb 02, 2017
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I worked with Mr. Jones on a recent home purchase and he did an amazing job throughout the loan and closing process. He answered all of my calls and emails with the utmost professionalism. I have gone through the mortgage process a few times and did not expect the level of attention that Mr. Jones provided to me and my family. During previous loans I felt as if I were only a number but Mr. Jones was personable and willing to help during every step of the process. I recommend Mr. Jones and Jones Group Southwest Funding to anyone that wants to have a pleasant experience during the loan process.
Brandon Cheung
Nov 05, 2015
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I found Brandon Jones on one of the sites that recommended his services. I compared the cost, and process with companies such as Bank of America, Chase, and Capital One. The bigger banks had stringent policies and it was difficult to get a response from someone when you needed advice. I decided to go with Southwest Funding not only because Brandon walked me through the entire process and outlined everything from start to finish, but also because of his ability to respond quickly whenever I needed his help. It took me a couple months to find the right house, but he did not hesitate to answer any
Vanessa Giacinti
Sep 16, 2015
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Overall we had a great experience working with Brandon,
After selling our condo, We were in the market for a loan to purchase our first Home. Brandon, besides being very thorough explaining the ins and outs of the new regs, he offered a very competitive quote. we received quotes from 5 lenders, Brandon came ahead in both, interest rates and closing costs.
I can't thank him enough for making home buying a great and exciting experience.
Highly recommend.
Vanessa and Hector Giacinti
After selling our condo, We were in the market for a loan to purchase our first Home. Brandon, besides being very thorough explaining the ins and outs of the new regs, he offered a very competitive quote. we received quotes from 5 lenders, Brandon came ahead in both, interest rates and closing costs.
I can't thank him enough for making home buying a great and exciting experience.
Highly recommend.
Vanessa and Hector Giacinti
Anthony Brown
Jun 02, 2015
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