Many Law Firms Claim they'll file your case with NO MONEY DOWN and you can make payments for up to a year AFTER your case is filed. Derrick B. Hager, P.C. is a Consumer Bankruptcy law practice dedicated to representing individuals and families in need of financial restructuring through Chapters 7 and 13 under the Federal Bankruptcy Code.
We do not represent creditors. Our mission is to help you and your family get to that place in life where you are free to prioritize your children, your significant other and saving for the future without the stress and hardship of overwhelming and relationship destroying debt.
We do not represent creditors. Our mission is to help you and your family get to that place in life where you are free to prioritize your children, your significant other and saving for the future without the stress and hardship of overwhelming and relationship destroying debt.
Services
The decision to file for relief from one's debt under our Federal Bankruptcy protection laws may prove to be the single most advantageous financial decision you will ever make in your life. Yes, there are many powerful and life changing advantages to seeking Bankruptcy protection. Those advantages however do come with some negative consequences.
The fact that you are looking into and researching whether or not you need to seek protection under our Federal Bankruptcy Law indicates that you believe you are or are about to become "insolvent."
Put another way, that if you sold off everything you owned in an attempt to pay off all of your debt you would come up short and would need some form of special protection from your creditors because the only thing left for them to take is your paycheck.
Put another way, that if you sold off everything you owned in an attempt to pay off all of your debt you would come up short and would need some form of special protection from your creditors because the only thing left for them to take is your paycheck.
The reforms, known as the Bankruptcy Abuse Prevention and Consumer Protection Act ("BAPCPA"), brought sweeping change to how and whether an individual would be allowed to seek relief from their debt in a traditional bankruptcy. There were many reasons why Congress decided it was time to overhaul our Bankruptcy laws.
Money can get in the way of love, even in the most romantic, compatible relationships. Of all the intimacies you share, the sharing of money sparks the most arguments, kindles the most resentments, and creates the most confusion. From what I've seen, it also causes the most divorces. Fighting over money, lack of money and debts is the number one predictor of relationship breakup and divorce.
So, you've been researching the variety of options available to stopping the foreclosure on your home and your choices are confusing, frustrating and lack assurances of success. Loss Mitigation Alternatives and Foreclosure Defense can take months or more than a year to maybe, sort of, kinda' possibly.
Reviews (12)
Chris G.
Oct 06, 2021
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Genna Swenson
Aug 18, 2021
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James C.
Apr 14, 2021
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Katie Embry
Dec 06, 2020
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Vilma Perez
Jul 18, 2020
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E. S.
Jul 05, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
After researching the best fit for a bankruptcy lawyer, I have no doubt that I made the right decision. He was knowledgeable, understanding and thorough. He kept me informed during the process as well as made it easy and as simplified as possible. I highly recommend him and his services.
After researching the best fit for a bankruptcy lawyer, I have no doubt that I made the right decision. He was knowledgeable, understanding and thorough. He kept me informed during the process as well as made it easy and as simplified as possible. I highly recommend him and his services.
Ericka G.
Mar 25, 2020
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Deciding on bankruptcy is not easy, lots of questions and concerns but I was glad to find Derrick's practice. Derrick was very helpful throughout this process. He was very understanding and always accessible whenever I had questions. He was very knowledgeable and clearly explained each step. I highly recommend his services to anyone struggling and considering bankruptcy.
Lisa M.
Feb 29, 2020
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Dawn Manganello
Dec 09, 2019
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Holly Kelly Ambrose
Jan 05, 2019
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Chris Pratola
Nov 19, 2018
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Derrick was very knowledgeable and provided great guidance on the best direction to go based on my needs. My process took a while through the court system but he kept me informed every step of the way. He took care of everything and I am in a better place financially because of it. Very smart and efficient lawyer and would highly recommend using him. Thank you again!!
Melissa M.
Nov 06, 2018
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