JNC Mortgage
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JNC Mortgage has been providing home loans for first time buyers and growing families since 1998. Our mortgage experts are here to find the best loan that meets your family's needs as well as providing the lowest possible rates and fees. Whether you are interested in your first home or your newest home, we can help.
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Thank you for your interest in obtaining a home loan from JNC Mortgage. This is the first step in collecting the necessary information to pre-approve you for a home loan application. A JNC Mortgage representative will contact you to confirm and verify the information you provided, review the documentation necessary to proceed to an application and to discuss your potential mortgage financing options.
As a family-owned company, JNC Mortgage and its affiliates understands that our Associates are the foundation for our success. We offer opportunities for careers not just a job. If you have a special skill set that you think creates an interesting dynamic lets us help you in your journey to foster both personal and professional growth.
FHA (Federal Housing Administration) has helped Americans gain the financial independence that comes with owning a home. This program was created over 70 years ago and remains as one of the most affordable mortgage loan products available today.

The Federal Housing Administration has provided an opportunity for people who have not been able to save money for a large down payment or people that may have had credit issues in the past and are now on the right track toward improving their credit history.The most popular FHA home loan is the 203(b).
A Texas VA Loan is one of the only loan programs offered today that still allows a borrower to finance 100% of the home's value and purchase with $0 down. If you plan to purchase a single family home (1-4 unit dwelling) and will occupy it as your primary residence, this may be the best loan for you.
USDA mortgages are the only zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a loan program that offers more favorable terms. Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim.
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