Custom Mortgage Services is one of the leading mortgage companies in Georgia, we offer custom tailored solutions to all your mortgage needs. Our team of professionals offers the perfect solution for all your financing and loan needs. At Custom Mortgage Services we have access to many lending products and are not bound to a specific product.
This means that you get the mortgage that is best suited for your needs. With access to various lenders and lending options we make sure that you are getting the lowest rate that are available. Our team of highly trained mortgage professionals makes sure that your mortgage process is stress free. We make sure to help our clients through the entire process from pre-approval to closing.
This means that you get the mortgage that is best suited for your needs. With access to various lenders and lending options we make sure that you are getting the lowest rate that are available. Our team of highly trained mortgage professionals makes sure that your mortgage process is stress free. We make sure to help our clients through the entire process from pre-approval to closing.
Services
Please allow us to introduce Custom Mortgage Services and our team. We are a residential mortgage lender in Cumming with a wide array of loans and services specifically tailored to help you in selling your home or purchasing a new home. With Custom Mortgage Services, you will have highly experienced mortgage experts working with you to pre-qualify potential buyers, as well as, assisting you with any financing options and questions.
If you are looking to purchase a home for the first time, it is important to ask yourself whether you are financially ready to take on the responsibility of homeownership. There are many benefits to buying a home such as, having no landlord so you have complete control over changes to your home without needing approval, and your interest paid on a home can be tax deductible.
Refinancing occurs when you get a new mortgage to replace your old mortgage. This is done if your original rate was high then you could switch to a fixed rate with lower interest. To refinance, however, you should have excellent credit. If you have bad credit, or a lot of debt, refinancing might not be the best option for you.
A conventional loan is a mortgage that is not insured by the government. The rates and terms are generally fixed. Mortgages are typically one of two things, they are either government supported or they are conventional. In the long run, conventional loans can save a borrower money by not having to pay mortgage insurance upfront, and/or they might not have to pay the monthly mortgage insurance.
An FHA loan is a mortgage that is insured by the federal government. The Federal Housing Administration (FHA) loans typically have low interest rates and flexible qualification requirements. Depending on how good your credit is, the lower your down payments could be. If you have a credit score under 500, then you are unable to qualify for an FHA loan.
Reviews (4)
Mahmud Idress
Sep 29, 2021
Report
Dear MICHELLE Thank you for the fantastic job you have been doing for me lately. Your hard work and dedication has really helped me out during difficult times . I just wanted to make sure you know how much you are valued and appreciated. We know that the recent round of lay-offs has been very bad for company morale. Not only are people worried about losing their money but also many people are out there receiving their withdrawal every day You come in early stay late and even use your free time to help pitch in and get things done. Thank you MRS MICHELLE MIDRED for your hard work and dedication
Randy Clevenger
Nov 15, 2017
Report
Shane Bridwell
Aug 02, 2017
Report
I have done many different real estate transactions over the years. I have to say that my best experience was with Chip Nitowski and Custom Mortgage Services, Inc. The process was simple. I was told what I needed to provide up front and I got that handled. My terms were explained to me with a few different options. We decided on the best loan for my needs and then we set a closing date. Here is the best part of all... There were no surprises. What I was told happened, there was no small print with bad news. My transaction went off just as it was promised. That is the way business should be done
Rene Giroux Wilder
Mar 17, 2017
Report
