The Josh McCarthy - Loan Depot Team is your premiere mortgage team located in Woodbury, MN. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the MN area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution.
We have been dedicated to providing easy and affordable mortgage services and solutions for over 20 years and have continued to meet BBB accreditation standards, achieving an A+ rating and consistently ranking among the highest in overall customer satisfaction among MN mortgage companies.Call us and we can provide some very good insight on what to expect and what the lender expectations are while obtaining a home loan.
We have been dedicated to providing easy and affordable mortgage services and solutions for over 20 years and have continued to meet BBB accreditation standards, achieving an A+ rating and consistently ranking among the highest in overall customer satisfaction among MN mortgage companies.Call us and we can provide some very good insight on what to expect and what the lender expectations are while obtaining a home loan.
Services
Josh McCarthy is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. He will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Josh can help you find the right loan program at the lowest rate no matter what your needs are.The goal here is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Josh can help you find the right loan program at the lowest rate no matter what your needs are.The goal here is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Refinancing a mortgage is when a borrower gets a better interest rate and/or loan term. A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower. There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.
One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan. The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two. An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Typically Jumbo Loans require a higher down payment than traditional loans.
Reviews (8)
Lauren Taylor
Dec 02, 2021
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Heather Madden
Aug 17, 2021
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Anyone doing a VA Mortgage knows that it is very stressful, any loan is stressful but working with Lindsey from Loan Depot was awesome! She is such an amazing lady and was there for any questions, concerns or emergency that came up. Not only does she know her stuff, she is down to earth and great in high stress times. If it weren't for Lindsey, I may have had a mental break!
Josh and Dawn were also great to work with. Very helpful and checked in with me to make sure everything was going okay.
I would very highly recommend working with Josh McCarthy's team at Loan Depot for any kind of loan.
Josh and Dawn were also great to work with. Very helpful and checked in with me to make sure everything was going okay.
I would very highly recommend working with Josh McCarthy's team at Loan Depot for any kind of loan.
Brenda Turner
Jun 01, 2021
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Jim Reem
Apr 28, 2021
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Josh and Lindsay make the loan process extremely easy and stress free. it doesn't matter what time of day. weekend or not they are always willing to answer questions and help keep you on the right track. They went above and beyond assisting me with everything from 600 miles away. Thank you guys for everything you have done to help my family with our new home.
Mike Herman
Mar 22, 2021
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Kari Sarych
Mar 17, 2021
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Josh and his team (Lindsey) are AMAZING to work with!!! They are timely, prompt, and knowledgeable with the loan process, including doing what they can to make it as smooth as possible for you. They answer your questions and take the time they need when acknowledging your concerns in the process.
Moving forward, I wouldn't go anywhere else when considering another mortgage. They are the best, truly!!
Moving forward, I wouldn't go anywhere else when considering another mortgage. They are the best, truly!!
Dalaena Baillargeon
Mar 15, 2021
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Ogb Vlogs & Challenges
Sep 05, 2020
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