As your Mortgage Advisor, Joe's mission is to provide home owners and prospective homeowners with a consultative and service based approach to the mortgage lending process focusing on superior service, quality, and integrity. We believe in clarity and transparency, giving our clients full confidence in their decision to buy a home or refinance.
With over 15 years of experience in financial services and responsible lending, Joe has been the recipient of numerous industry awards including D Best Mortgage Professional and Five Star Mortgage Professional and has the ability to partner with you in achieving successful home-ownership.
With over 15 years of experience in financial services and responsible lending, Joe has been the recipient of numerous industry awards including D Best Mortgage Professional and Five Star Mortgage Professional and has the ability to partner with you in achieving successful home-ownership.
Services
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically.
The intial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
The intial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is to high.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.
Reviews (7)
Corina Garza
Oct 03, 2021
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Miguel Cepeda
May 22, 2021
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Joe and his team went above and beyond for my clients! Because of their hard work and dedication, my clients had an amazing experience buying their first house! Professionalism was showed throughout every step of the process, and I am so thankful that we had such a great mortgage partner on our side. Amazing service all around. THANKS JOE!
Corbin Smith
Apr 21, 2021
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Maha Dass
Sep 04, 2020
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If you are looking for a sign to choose the right lender who will offer the best deal and exceptional customer service on the largest purchase of your life, THIS IS IT!!! I can’t express enough gratitude for Joe Robinett and his Team @ Mid America Mortgage, they’ve gone above and beyond to make sure my lending process was smooth and easy on all parties involved all while making sure I had understood the intricacies of the loan process. I am ever so thankful for Joe and his teams frequent, prompt (LITERALLY – at the drop of a hat!!) and detailed communication every step of the way, and for
Carrie Ball
Sep 02, 2020
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Joe and the Robinett team are hands down the BEST when it comes to residential loans and structuring them in way to meet their clients financial goals. A BIG thank you to Joe and the Robinett team for helping my husband and I close on our families dream home in 15 days! They helped make the impossible a reality and we simply couldn't be happier. We were really impressed with Joe's knowledge and expertise and were blown away by his free total cost analysis report. I highly recommend Joe and the Robinett team for your residential lending needs whether that be a new home purchase or a refinance. Give
Sheila Jones
Jul 28, 2020
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If you are in need of a mortgage company, I highly recommend Mid-America Mortgage,Inc. They were first recommended to me by my Real Estate agent. Owner Joe Robinett and his team are the best! My experience with Mid-America was personally and professionally rewarding. I am a Senior who is not very “tech savvy” but that didn’t matter to Joe and his team as they were always patient, helpful, pro-active, and professional in their service to me. My many questions were always answered in a timely and kind manner. When first speaking with Joe, he promised that he and his team would get me to closing
Austin Schankel
Jun 09, 2020
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The entire Joe Robinett Team was incredible from start to finish. They made sure that I understood all of my options, got me a fantastic rate, and were always there to help me if I had questions- they were incredibly responsive. They took care of a lot of the work behind the scenes and even made an impression on my real estate agent, who has added them as a preferred lender. You need to go with the Joe Robinett Team!
