Ron Burian is your Home Mortgage Facilitator in Oregon. He prides himself on recommending wise options while providing excellent service, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Portland metropolitan area and throughout Oregon.
For highly qualified borrowers or for folks who have less than perfect credit and/or a large downpayment, Ron can work with many different investors to offer loans that fit most borrowers' needs, and at competitive interest rates.It's smart thinking, not rocket science.
For highly qualified borrowers or for folks who have less than perfect credit and/or a large downpayment, Ron can work with many different investors to offer loans that fit most borrowers' needs, and at competitive interest rates.It's smart thinking, not rocket science.
Services
Ron Burian is committed to providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Ron will work to help you find the right loan program at the best rate no matter what your needs.Ron's name is trusted throughout Oregon. His goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Ron will work to help you find the right loan program at the best rate no matter what your needs.Ron's name is trusted throughout Oregon. His goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional or conforming mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. Conforming mortgages have dollar amount limits, currently $548,250. A 20% down payment is not required for all conventional loans.
FHA loans are an attractive option, especially for first-time homeowners, because they require a small down payment, allow for lower credit scores and higher debt ratios, and are insured by the Federal Housing Administration (FHA). Basically, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
One of the first choices a homebuyer will need to make is whether to get a fixed rate or an adjustable rate mortgage loan. The bulk of loans will fit into one of these two categories. A third option may be a hybrid of the two, if available. With an adjustable rate mortgage (ARM), after an initial fixed rate period (could be 1, 3, 5, 7 or 10 years), the interest rate of the mortgage adjusts periodically based on market conditions.
Jumbo loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conforming loan limits, currently $548,250. Rates on jumbos are typically higher than conforming loans. Jumbo loans may be used to buy more expensive homes and high-end custom construction homes. This loan may require a larger down payment than a conforming one.
Reviews (9)
Irina Alexandra Tone
Apr 23, 2021
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My husband and I have worked with Ron Burian on 3 mortgage loans and every time, Ron has been extremely thorough, knowledgeable and his patience has been unmatched. We're in the process of finalizing a loan and a refinance, with a lot of back and forth with lenders and documentation and his patience, responsiveness and guidance have been exemplary. We strongly recommend his services.
Chad S.
Jun 19, 2020
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Manouch Yaganeh
Dec 15, 2018
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Robin Warren
Dec 14, 2018
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Jeffrey McKie
Oct 13, 2018
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Leslie Baird
Oct 04, 2018
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Cheryl H.
Sep 07, 2018
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Nancy & Mike Lezak
Jul 14, 2018
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John Plagata
Jun 09, 2018
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Ron was an absolute pleasure to work with on our refinance. I definitely benefited from his knowledge and expertise, and he guided my wife and I through the process, offering ample advice, helpful tips, and responding patiently to my endless questions. When dealing with tight deadlines, he went way beyond what one would expect from a mortgage broker. I give my wholehearted recommendation to anyone seeking a trustworthy and highly competent mortgage professional. Thanks, Ron!
