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Together we create a personalized loan to address your unique situation - as well as planning financially when the speed bumps in life come along. We explain the benefits of refinancing, including a reduced interest rate and monthly payment - and possibly even a route to a faster loan payoff. Home equity loans are taken for a variety of reasons, but how do you know when this makes the most sense for you?

We'll walk you through the process. Be satisfied with your loan - or get money back! Our team works closely with you to make sure that you're getting the right mortgage to fit your unique needs, while also making sure that we're aligning your closing date goals.
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Those who own a home in the Denver metro marketplace are benefiting from the real estate market, specifically in the rapid increase in equity you've no doubt seen in your real estate. That, combined with extremely low interest rates, no doubt you have considered whether to refinance. However, is it a good idea to refinance AND get cash out?
Getting cash from the equity in your home: Here's what to consider when doing a cash-out refinance. Those who own a home in the Denver metro marketplace are benefiting from the real estate market, specifically in the rapid increase in equity you've no doubt seen in your real estate. That, combined with extremely low interest rates, no doubt you have considered whether to refinance.
Enjoy our "Lunch and Learn" program where we teach the ins and outs of refinancing and purchasing a home! My name is Cheri Landin and I am the community development director here. One of the things that I get to do in this role is interview our community partners so we can educate all of our.

My name is Cheri Landin and I am the Community Development Director for The Mortgage Company and one of the things that I get to do in this role is interview some of our community.My name is Cheri Landin and I am the Community Development Director here and one of the pleasures of this role that I have is getting to interview some of our community partners and learn a little.
Created by owner Dave Landin and launched at the end of 2020, Investmint is a brand new initiative to engage with various charities. The goal is to empower each of The Mortgage Co.'s team members in giving back to their community - creating an impact beyond a simple financial donation. Each employee has been given $1,000 to begin an engagement with a charity of his or her choice, that has personal meaning and that the individual wants to help.
If you're looking to buy your first home, refinance or cash out some equity in your current home, determining the right loan can take some work. Whatever your situation, understanding your options is important! Explore the differences between the two major loan types below - or download our Guide to Home Loans.
Reviews (15)
Mark A.
Mark A.
Feb 08, 2021
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Great and prompt service, Vince really worked hard to get us lowest possible rates, and his reminders were all very timely. Everything went very smoothly despite our RE agents cautions about not using a local lender (transaction was in Montrose County). I'd definitely use them again.
T. S. Smith
T. S. Smith
Jun 02, 2020
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Colin Hart took the time to explain VA loans to my Veteran wife without her getting confused. Thank you Mr. Hart.
Barry Goettemoeller
Barry Goettemoeller
Nov 18, 2019
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What an awesome experience with The Mortgage Company and Derek Noll and his Team! From start to finish, the communication was great, paperwork was easy and smooth. Can't wait to work with Derek again!
Crystal Serenity
Crystal Serenity
Oct 09, 2019
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Vanessa at TMC did a great job. Super fast and got us a great rate. Thank you! Kerry and Richard Robbins
Skye Taylor
Skye Taylor
Sep 19, 2019
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My mortgage banker was Lisa Souza. This was the second time I utilized Lisa to secure a mortgage. I had the opportunity to save $2,000 if I went with the developer's lender for my last property and I turn that down in favor of working with Lisa. My banking relationships are personal and I want someone whom I can trust. Lisa is a consummate professional who is on-top of her game and keeps you informed throughout the entire process. She accessible to answer questions and will go way beyond the extra mile to work with you. I cannot begin to tell you how hard she worked for me with some unexpected
Samantha Taxin
Samantha Taxin
Jan 07, 2019
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Wow! What a great experience. This was the easiest transaction I have every dealt with! Lisa Souza was on top of her game and really knew how to make this an easy and pleasant experience. I will tell all of my friends to use the Mortgage Company and Lisa Souza.
Sarah Trujillo
Sarah Trujillo
Dec 30, 2018
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Jackie is quick to respond to our phone calls and emails. This is our second time working with her. For me and my husband she is a keeper!!We feel we don't have to look for a mortgage broker anymore. She is the best!! I have referred her to some of my family members and she has help them too. They also are very happy with her business. Trust me, you will be more then satisfied with Jackie's business, so make sure you keep her business card with you so you can refer her to the people you love.
Judy Frank
Judy Frank
Nov 07, 2018
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I worked with Jackie Gonzales and was very pleased with her customer service, knowledge and promptness. She made the process as easy and non-stressful as possible.
Gary T.
Gary T.
Aug 26, 2018
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Believe it or not, The Mortgage Company secured three mortgages (primary residence, second home and rental property) within a 12 month period. I'm sure that this is somewhat out of the "norm", but The Mortgage Company folks dived in and worked in a most expeditious and professional manner. Their communications were timely and clearly stated. Outstanding service and I would recommend to anyone.
Christi Canada
Christi Canada
Aug 03, 2018
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I worked with Vanessa here in Denver! She was amazing and helped so much as we navigated the crazy market here. She is great at explaining and laying out all the options that were available to us! I would recommend her to anyone looking to get a mortgage!!
Justin Yoder
Justin Yoder
May 19, 2018
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Very easy to work with. Everything done electronically and great communication. At closing the closer kept commenting how much less paperwork there was than normal and it made the process much easier and quicker.
Troy Feist
Troy Feist
May 06, 2018
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Lisa Souza is very knowledgeable and wonderful to work with. The quote was almost exactly the same as the final number at closing. Closing was very quick and easy. Thanks for your outstanding service.
Melissa Bick Jenkins
Melissa Bick Jenkins
Mar 22, 2018
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I worked with Kailey Pukini this past winter on a real estate transaction. She worked diligently with me (as the realtor) and my buyer. I highly recommend her! She is extremely informative and precise. She is my number one preferred lender.
Cletus T.
Cletus T.
Jan 28, 2017
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We have used The Mortgage Company twice. The first time was to obtain a mortgage on our home. Jackie Gonzales was extraordinarily thorough and got us enrolled in a first-time buyer program that neither of the real estate agents knew about. Indeed, even though she did not need to be there, she attended the closing and brought materials for the agents about the program. They were duly impressed, as was I. The second time we used Jackie was to refinance. She got us a very low interest rate and was very accommodating in getting answers to all of our questions. I have recommended her to my friends and
Barbara L.
Barbara L.
Mar 17, 2016
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Having worked with big banks for my previous mortgages, I was pleasantly surprised by the superior level of service and the professionalism I encountered at the Mortgage Company. We were shepherded through a very thorough loan process in a quick and efficient manner. Our officer communicated wonderfully with us and made the whole process so much nicer than I had expected. Nothing but praise!
Barbara L.