SoCal Mortgage Company provides a highly individualized level of service for clients seeking residential or commercial mortgage financing. Our clients experience a high level of personal attention from Owner / Broker Mike Richardson who has 35 years experience in commercial banking and real estate finance.
SoCal Mortgage maintains positive contacts with mortgage sources that are active in the lending marketplace. Our job is to carefully understand you and your company's financial requirements, properly present financial information to the lender, then move forward to close the loan transaction with the best possible rates and terms available.
SoCal Mortgage maintains positive contacts with mortgage sources that are active in the lending marketplace. Our job is to carefully understand you and your company's financial requirements, properly present financial information to the lender, then move forward to close the loan transaction with the best possible rates and terms available.
Services
Mike Richardson was a commercial banker for many years. He was instrumental in starting two banks both of which operated in the SoBay area, both banks were located in Torrance. After serving as President and CEO of Torrance Bank during the late 90's, he started SoCal Mortgage Company with the idea of continuing to serve the residential and commercial real estate financing needs of his many contacts in the real estate industry.
SoCal Mortgage Company is a leader is arranging purchase and refinance lending for all types of commercial properties. Through our network of commercial lenders we will seek the best possible rates and terms for your property. Buying the home of your dreams. Need to refinance to take advantage of today's extremely low interest rates.
If you are purchasing a home or considering refinancing your existing real estate loan, SoCal Mortgage Company has a mortgage loan product to totally fit your needs. Over the years we have developed relationships with many of the country's best and most competitive lenders.
As you know in today's restrictive lending environment it is very important to have your file best represented to the lender which may mean working to increase your FICO score, and or making sure that your application does not contain any controversial items that could cause a problem with underwriting and approval.At SoCal Mortgage Co. we work to totally complete your application and gather your required documentation required by the lender.
As you know in today's restrictive lending environment it is very important to have your file best represented to the lender which may mean working to increase your FICO score, and or making sure that your application does not contain any controversial items that could cause a problem with underwriting and approval.At SoCal Mortgage Co. we work to totally complete your application and gather your required documentation required by the lender.
SBA 7a loans can be used to buy, build, rehab, or refinance commercial real estate. The 7a loan can also be used to finance the purchase of a business, and or equipment. The interest rates are adjustable and the loan maturity for commercial real estate is 25 years, business acquisition and equipment may have a 10 year loan maturity.
As your business grows, you may need to expand. Or you may need to renovate existing facilities to increase daily work efficiency. Or perhaps you want to refinance at lower rates to gain a cash flow boost. SoCal Mortgage Co. specializes in mortgages and refinancing for commercial facilities that are at least 50% owner-occupied.
Reviews
Be the first to review Socal Mortgage.
Write a Review
