Medicare Plans - Health Insurance Broker, Serving Medicare Beneficiaries in the Eugene, OR Area. Garner's Insurance specializes in Medicare health insurance products. We know that transitioning into Medicare can bring many changes and questions. That is why we are here to make the entire process as simple as possible-providing you with the knowledge you need to make an informed decision on what plan is right for you.
You may be new to Medicare and confused by all your options, or already a Medicare beneficiary, and not sure when you should have your health and drug coverage reviewed. Either way, we are here to help answer your questions, and offer free consultations to our clients. We strive to maintain warm and friendly relationships while focusing on your individual needs.
You may be new to Medicare and confused by all your options, or already a Medicare beneficiary, and not sure when you should have your health and drug coverage reviewed. Either way, we are here to help answer your questions, and offer free consultations to our clients. We strive to maintain warm and friendly relationships while focusing on your individual needs.
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You will automatically be enrolled if you are receiving social security benefits. This will occur after you are 64 years and 9 months of age, or otherwise become Medicare eligible. If you are not receiving social security benefits, you will need to contact your local social security office to enroll.
If you are overwhelmed by all the information that you have been inundated with now that you are or will be Medicare eligible, don't worry, you are not alone. There are many resources to help educate you on your Medicare options, including the Medicare & You book, however, we are here to help you. Call us today, so we can help answer your questions.
There are many different types of Medicare Advantage plans, however, most include additional benefits that are not included in Original Medicare, such as prescription drug coverage. For example, a plan could have a $5000 safety net, which means that is the maximum you will pay out of pocket for your hospital and medical services for that plan year.
Medicare Supplements, or sometimes referred to as Medigap plans, help fill the "gaps" in Original Medicare. These plans are offered through private companies and help pay for out-of-pocket expenses not covered by Original Medicare such as deductibles, co-pays, and co-insurance. Medigap plans do not have networks, therefore you can go to any doctor or hospital as long as they accept Medicare patients.
Medicare Prescription Plans (Part D) are offered by private insurance companies and help you pay for your prescription drugs. Each plan differs by cost (monthly premium, deductibles, and co-pays) and the list of drugs (formularies) that they cover. It is important to compare plans and select a plan that includes a formulary that has all of your drugs listed.
Reviews (6)
Debby Cater
Jan 30, 2021
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Sue Hammans
Jan 16, 2021
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Jocelyn Wing
Jan 05, 2021
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Positive: Professionalism
I highly recommend Garner's Insurance if you have any questions about Medicare Advantage plan options. Alison is a very caring health insurance agent in Eugene who specialize in Medicare Insurance plans. She can take out the confusion about the different medicare health plans and benefits. Call her.
I highly recommend Garner's Insurance if you have any questions about Medicare Advantage plan options. Alison is a very caring health insurance agent in Eugene who specialize in Medicare Insurance plans. She can take out the confusion about the different medicare health plans and benefits. Call her.
Gwen Smith
Nov 14, 2020
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Kimm Carter
Jun 16, 2020
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Joan Anderson
Jun 05, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
When I became medicare eligible she assisted me greatly as I was very confused about the different types of insurance as her explanations were wonderful..recently I needed her help dealing with a reimbursement thru work and she was fast and efficient in helping me..A+++ service!!!
When I became medicare eligible she assisted me greatly as I was very confused about the different types of insurance as her explanations were wonderful..recently I needed her help dealing with a reimbursement thru work and she was fast and efficient in helping me..A+++ service!!!
