Kensaku Shibata
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Ken and his team were professional, courteous, and very easy to work with throughout the process from start to finish. I genuinely appreciated the efficiency, efforts, and urgency to execute to our needs no matter the time of day in order to get us the home we wanted. As a father of three, I understand the time management and availability to conduct business while raising a family and Ken is the real deal.

Thank you for making home ownership possible. Apply with one of our officers above. Our free online application tool is easy to use and only takes about 20 minutes. It walks you through a series of steps, asking simple questions. There's no obligation. We don't see your information until you submit your completed application.
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We are Licensed (NMLS #1301535/#433696) Loan Officers. There are probably a number of reasons that you have considered investing in a home: stability, security, pride of ownership and the benefits of accruing equity. As loan officers, we will guide and ensure you understand the procedures involved.
First, we'll get you on the phone with one of our licensed loan officers. They'll ask you some basic questions to find out what you're looking for. From there, they'll determine the best path for you to take, whether that's a pre-qualification, pre-approval, or mortgage application. Consult a Loan Officer.
Once we've connected you with a loan officer, they will email you a link to register your account and get Octane access. What's Octane? Octane is our home loan platform that makes the process faster and easier. Learn all about Octane. At this point in the process, we'll collect your property details, run your credit, and verify your income and assets.
A low down payment could open the door to your new home! Insured by the Federal Housing Administration, FHA loans were originally designed to serve first-time buyers with less-than-perfect credit or past credit issues. Today, FHA loans are available to borrowers of all kinds-even homeowners looking to refinance.
Are you buying a luxury home? Looking for a loan greater than the Conventional loan limit? Jumbo loans make it possible for borrowers to purchase properties with low interest rates and loan amounts up to $3M. We offer a wide variety of Jumbo loan products, including fixed- and adjustable-rate mortgages.
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