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We are here to guide you through the mortgage process, ensuring confidence every step of the way. Not sure which loan program is right for you? We're here to help. From first-time homebuyer options to renovation and jumbo financing, we have something for just about everyone. Your dream home is possible. At Certainty, our mission is to treat every home loan as our own, and simplify the process through expertise, transparency, and personal attention. You will never be just a number when you work with us.
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Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology. Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our core values: integrity, quality, teamwork, and customer service.
We want you to navigate through your homebuying journey with a team you can trust. We're here to answer any questions you have and find the home loan that's right for your goals. One of the most popular financing options out there that can offer great rates to those who qualify. Offering a variety of benefits to make homeownership accessible to those who have served our nation.
Refinance to change your term or lower your interest rate and monthly payments on your current mortgage. Take advantage of the equity you've built in your home and get cash back when you refinance. Refinancing could be the answer if you are looking to reduce your monthly mortgage payment or pay off your home faster.
Starting the home loan process on the right foot is imperative to helping our customers navigate the homebuying process with ease. That's why we've put together some helpful tools and resources to answer your mortgage loan questions. Check out our collection of blog articles to learn everything you need to know about the mortgage process.
Make a payment and access important information about your home loan. In order to provide you with the best service possible, we have dedicated teams for servicing your loan. To find out which servicing team your loan belongs to, please locate the "Mail payments to" address on your mortgage statement or on the First Payment Letter that was included in your closing document package.
Reviews (15)
Meagan Ragan-Sweeney
Meagan Ragan-Sweeney
Jan 06, 2022
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Our lender, Danielle Wendeburg at Certainty Home Loans NMLS# 261506, was absolutely PHENOMENAL for us through this entire process!
She (and her entire staff) was SO patient with us (me) when we (I lol) called… all panicky, asking question after questions after question!
They were super fast to answer every email, explained everything in as many details as we needed, and were absolutely rockstars for us!
And then, to top it off, they sent us this lovely welcome mat for our new home!
💜💜💜💜💜
If you’re looking to buy a home, Certainty Home Loans is
Murphy Walberg
Murphy Walberg
Dec 21, 2021
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Most reviewed , most recommended expert globally on forex . ALICE WEST WILFORD has been a help to my trading on her company's broker. Traded with 1000usd and I earned up 9500usd just in a week . fast and reliable trademark with contact below. WhatsApp: +16062680208 Email: alicewest428@gmail.com
Emeka Okorie
Emeka Okorie
Dec 15, 2021
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Investing with Mrs Edna Albert was the very best decision I ever made in my life. I am now eating the fruit of my labour, I login into my account to make withdrawals weekly basis and she made up to $7,000 for me with the investment of $600. Please my fellow brothers and sisters invest your money into FOREX/BITCOIN and leave the rest for Mrs Edna Albert to handle and see for yourself what exactly am talking...contact her via, email: ednaalbert943@gmail.com WhatsApp: +1 (314) 649-8594
Bala Baligis Abubakar
Bala Baligis Abubakar
Dec 06, 2021
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The key to trading success is emotional discipline and a well perfect Miner. If intelligence were the key, there would be a lot more people making money trading… I know this will sound like a cliche, but the single most important reason why people lose money in the financial markets is that they don’t cut their losses and take a bold step into… success, getting a good miner who helps you manage your trade account is what we all need! With the help of Mrs Janet Wilder I have been doing perfectly fine with my Trade account no more lost and complains , get your self a good Trader
Aliu Rejoice
Aliu Rejoice
Oct 25, 2021
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WhatsApp: +447495163612 Am so excited right now, I traded on the right source with CHARLOTTE WYATT . I invested little token of 700USD and I earned up to 15,450USD weekly. Incredible platform.
Victoria Nelson
Victoria Nelson
May 18, 2021
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Danielle Wendeburg and her team out of Deer Park Texas were wonderful to work with! This is my second time buying a home and she was great to work with. They made everything easy and painless with a great amount of communication. I couldn’t recommend Danielle enough. Thank you so much Danielle!
Sharen Dixon Chatterton
Sharen Dixon Chatterton
Apr 21, 2021
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I worked with Carl Hargraves, he took great care of us through the whole process. Very professional and caring.
Jon Atkison
Jon Atkison
Apr 14, 2021
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Fernando Perez made the whole loan process an easy experience for us! I recommend Certainty for first time buyers and veteran home owners alike. Our agent, Fernando was highly responsive, and made sure we understood every aspect of our loan. A++ service!
Janee Speight
Janee Speight
Mar 22, 2021
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The process was smooth and Rebecca Twine made everything very painless. All my questions and concerns were answered in a timely manner and put me at ease. I would definitely recommend working with Rebecca and Certainty Home Loans. Definitely will be my first stop from here on out!
Tango Duke
Tango Duke
Sep 18, 2019
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Outstanding service from the team that helped us secure a great rate and worked under a tight deadline!! We moved from out of state to Texas, AND had the best support! Highly recommend Certainty Home loans.
Paloma Ray
Paloma Ray
Jan 07, 2019
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I worked with Certainty last year (2017) and was really impressed with how quickly the were able to close my loan. I'm finally a homeowner so that means no more renting and my puppy has a yard of her own to play in! Yippy. #PeaceandLove
Stefanie Stewart
Stefanie Stewart
Jun 02, 2018
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I worked with Susan Moore and Belinda Turk on obtaining a loan as a first time home buyer. Both Susan and Belinda were wonderful to work with and I couldn't have been more pleased with the process. I found my dream home on 1/4 and closed on 1/31! The speed and efficiency during this process was the best anyone could as for when going through the home loan application process. Susan and Belinda answered all of my questions and were in constant communication with me on the status of my application. I highly recommend working with them!
Ashwin Patel
Ashwin Patel
May 15, 2018
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Incredible service with the office in Atlanta. This is the second home my wife and I have purchased with Certainty and the level of service is unmatched. We are looking forward to working you all again for our mountain home. Rock on Lipp Team.
G. Spencer
G. Spencer
Nov 25, 2017
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I have worked with this mortgage company several times over the past 10 years and have been pleased with the service they provided.
David Hooper
David Hooper
Aug 30, 2017
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Superb and Fantastic service. Belinda Turk and Susan Moore are to Starkey Mortage as Dak Prescott and Ezekiel Elliott are to the Dallas Cowboys. Their that good. Don't take my word for it, use them and see for urself.