30 Year Fixed Rate Loan: An interest rate of 2.500% (2.636% APR) is for the cost of 1.773 point(s) ($9,231) paid at closing. On a $400,000 mortgage, you would make monthly payments of $1,581. Monthly payment does not include taxes and insurance premiums. The actual payment amount will be greater. Payment assumes a loan-to-value (LTV) of 65.57%.
15 Year Fixed Rate Loan: An interest rate of 1.875% (2.032% APR) is for the cost of 1.121 point(s) ($6,623) paid at closing. On a $400,000 mortgage, you would make monthly payments of $2,552.
15 Year Fixed Rate Loan: An interest rate of 1.875% (2.032% APR) is for the cost of 1.121 point(s) ($6,623) paid at closing. On a $400,000 mortgage, you would make monthly payments of $2,552.
Services
We believe that the mortgage process could use some help in the simplicity department. We don't believe in hidden fees, high commissioned sales people, or the 9 to 5 workday. We believe in providing all of our costs upfront, and providing unparalleled service to our clients no matter what. With us, you are in control of choosing your loan program, interest rate and the closing costs that you want to pay.
Paying off your mortgage ahead of schedule will save you some money on your loan's interest. If you're thinking about buying a home, then you are likely wondering how much house can you afford and what is a mortgage pre-approval process. With interest rates at a historic low, many people are looking to refinance their home or purchase a new one.
All interest rate lock requests are subject to a Rate Lock Confirmation. You will receive your Rate Lock Confirmation within 24 hours of requesting your rate lock, via email. The interest rate and point lock is only guaranteed when we receive a signed acceptance from you. Texas Trust Home Loans does not charge an additional fee for the Rate Lock Confirmation.
The information and disclosures below are related to the advertised terms made by Texas Trust Home Loans. Interest rates and terms are available for the products and loan programs advertised and current as of the date indicated. FICO score means the credit score or credit rating that a lender receives from a consumer reporting agency.
We believe that the mortgage process could use some help in the simplicity department. We don't believe in hidden fees, high commissioned sales people, or the 9 to 5 workday. We believe in providing all of our costs upfront, and providing unparalleled service to our clients no matter what. Review our loan programs online with your specific terms.
Reviews (8)
Von Niccoli
Dec 04, 2021
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Manoj Goyal
Dec 03, 2021
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I recently applied for my home loan and had great experience with Texas Trust Home Loans. The lender is very transparent and offers competitive rates. Tanner was my loan consultant and he was always available to answer my questions. He explained to me the entire process, what is expected from me and the timeline. Processing and closing Depts too were very responsive. I would recommend this lender to anyone looking for a home loan.
John Jaffa
Nov 24, 2021
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Martin A.
Oct 31, 2021
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Kevin Diao
Sep 06, 2021
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We used Texas Trust to refinance our home.
Almost the entire process was done online through their portal. Getting a quote was quick and painless and, at least at the time we searched, they had the best terms we could find. In addition, our agent Sal was very helpful and discussed the various options with us in a way that had our best interest in mind for our projected needs rather than their bottom line.
The approval and underwriting process was also all done through the web portal and uploading all the necessary documents and using electronic signatures was very smooth. They reached out to
Almost the entire process was done online through their portal. Getting a quote was quick and painless and, at least at the time we searched, they had the best terms we could find. In addition, our agent Sal was very helpful and discussed the various options with us in a way that had our best interest in mind for our projected needs rather than their bottom line.
The approval and underwriting process was also all done through the web portal and uploading all the necessary documents and using electronic signatures was very smooth. They reached out to
Tyler Ebner
Aug 30, 2021
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Texas Trust Home Loans made our refinance process quick and easy. We were able to get a very competitive rate while receiving enough lender credits to cover our closing costs. Sal was our loan officer, he was able to answer all my questions and was very responsive to emails. We were actually able to close on our refinance two weeks earlier than expected!
Ashley Reed
Aug 28, 2021
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Sarkar Sayem
Aug 23, 2021
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Awesome rate and great professionals working together in a team to get your loan approved pretty quick. Just do your part to give them all the required documents and they will take care of the rest until the closing. Tanner was my loan officer and he was very helpful to understand every step of home buying process. Definitely recommended.
