Trust Home Loans
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Trust Home Loans
Current mortgage rates based on $350,000 purchase price, 720 credit score, owner occupied, US Citizen or Perm Resident alien. Please contact us for credit scores below 720 or other programs. Our office originates residential mortgages exclusively in Colorado! We strive to exceed customer expectations and always work diligently to close loans in a timely manner.

We offer incredibly low interest rates and minimal fees. We're able to pass down wholesale rates that we receive from our investors to our clients. We offer Conventional, FHA, VA, USDA, debt consolidation and loans for self-employed borrowers. Visit the Mortgage Programs page to compare loan options.
Services
We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs on the market. Besides having aggressive rates, we also offer no-cost mortgages which will help you maintain more equity in your home if you're refinancing and less money down if you're purchasing.
Real reviews from real clients! Thank you everyone who took the time to leave a review. This business can be difficult sometimes but we try our best to be sensitive to our clients needs and work hard to make sure the loan process goes as smoothly as possible. This is my second time working with Igor & Trust Home Loans and I would NEVER consider working with anyone else.
If you currently have an FHA, CHFA, conventional or VA loan, you can use the equity in your home to pay off debts such as a car loan, credit cards, student loans or misc debts. By rolling high interest rate debt into a low interest rate 30 year mortgage, a homeowner can easily save $500-$1,000 per month.
The Deferred Action for Childhood Arrivals Program, known as DACA is a program that protects undocumented individuals in the U.S. The purpose of DACA is to protect eligible immigrants who came to the US when they were children from deportation. DACA gives young undocumented immigrants protection from deportation and the opportunity to receive a work permit.
Basically it comes down to how much profit a mortgage company is making. Mortgage rates are essentially based on the US bond market(typically 10 year bond). Mortgage companies mark up these rates depending on their profit margin needs. This is why most smaller local companies or brokers tend to be more competitively priced.
Reviews (11)
Adam West
Adam West
Dec 04, 2021
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Igor and his team were great. This was by far the easiest most straight forward loan process I’ve ever been through. Very happy with my entire process and will definitely reach out to Igor Drake for any future home loan needs…I recommend you to do the same.
Myra Stroup
Myra Stroup
Nov 02, 2021
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I'm old school and don't trust financial institutions. So, I was using my existing mortgage company to refinance my mortgage. I spent a few hours listening to Igor and he built confidence and trust in Trust Home Loans. He saved me close to $3,000 and the refinance closed in less than 3 weeks. Impressive, friendly and knowledgeable. Don't hesitate to trust Trust.😊
Lisa Alpert
Lisa Alpert
Sep 26, 2021
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There are too many adjectives to describe how wonderful Igor Drake is! After being raked over the coals by two previous, Succubus lenders, Igor got me over the finish line with an exceptional rate and closing costs.
Thank you for taking great care of me!
Lisa
Jesse Dickens
Jesse Dickens
Aug 24, 2021
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These guys are the real deal. Igor was fantastic and the kind of person I enjoy doing business with. Clear and upfront, met and exceeded every expectation, and was extremely timely. Can't express my gratitude enough for their team. Will use them again in a heart beat for future transactions.
Michael Mcguire
Michael Mcguire
Jul 14, 2021
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Working with the Igor and Trust was as smooth as the process can possibly be. I would recommend if you would like professional, timely, accurate and transparent results. Very happy with my refinance.
Theresa Grosso
Theresa Grosso
Jul 07, 2021
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I got a call from a mortgage broker that said they merged with my current lender and had a great deal for a refi with a cash out loan. I thought at first great, we were planning to do that. When I got the final paperwork it was not anything like what they said. So I called Igor at Trust Home Loans and he gave me a MUCH better option. We have worked with him before and he was great, but I thought the other company was working with my current loan and it would be easy and a less expensive loan, I was wrong. Igor beat there loan and more, saved me over $5000 dollars and a better interest rate. Final
Majido Karam
Majido Karam
Apr 07, 2021
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Igor was amazing. Not only was he able to close escrow in record time (12 days!), he also got me the best rate and lender credit deal.
And the cherry on top: he found a better home insurance rate than what was quoted to me by my insurance broker.
Igor, on behalf of my family and me: Thank you so much!
Eric Borcherding
Eric Borcherding
Nov 07, 2020
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I was referred to Igor by a coworker when I mentioned we were discussing refinancing. It was the single best recommendation I have ever received. Igor went above and beyond on our refinance and helped us with a home purchase later in the year. Having financed houses 4 times total now, I feel I can say Igor is hands down the best in the business. He's well versed in all of the available options and will work with you to find what loan fits your situation best. We look forward to working with Igor in the future.
John Harris
John Harris
Sep 29, 2020
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I recommend Trust Home Loans to any one that is buy or refinancing a house. Igor looked out for use and was always honest and doing what was best for my family. He was able to get use the best mortgage possible. Thank you!
Gumma Williams
Gumma Williams
Aug 21, 2020
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Igor went above and beyond when helping us with our first home purchase! He worked around the clock, responded back quickly, and made sure we got the best rate possible! I would HIGHLY recommend him especially as a first time home buyer 😊
Jeff Grizzaffi
Jeff Grizzaffi
Oct 27, 2017
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I recently worked with Igor at Trust Home loans and couldn't be happier with the outcome. He was extremely professional and communicative throughout the process and kept me informed through each phase of the refinance. I highly recommend Trust Home Loans for your loan servicing.