It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. The anxiety created by the inability to pay bills and the embarrassment of having to talk to bill collectors at work, make it very difficult for many people to fall asleep or to sleep through the night.
Filing bankruptcy will provide debt relief, eliminate bill problems and stop creditor harassment. Learn how to file bankruptcy with Joseph Wrobel, Ltd. | Call 312.781.0996 to schedule a FREE Consultation. We hired Joseph Wrobel during one of the worst times of our lives. Bankruptcy. He was knowledgeable and honest.
Filing bankruptcy will provide debt relief, eliminate bill problems and stop creditor harassment. Learn how to file bankruptcy with Joseph Wrobel, Ltd. | Call 312.781.0996 to schedule a FREE Consultation. We hired Joseph Wrobel during one of the worst times of our lives. Bankruptcy. He was knowledgeable and honest.
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Experience, Professionalism, and Concern for our clients. The present bankruptcy laws are extremely complicated. The procedure involved and the documentation required can be quite overwhelming, particularly when one is unfamiliar with the law. We have more than 45 years experience representing clients in consumer bankruptcy.
Joseph Wrobel, Ltd. will determine if bankruptcy is the appropriate solution for you, and if so, the type of filing - Chapter 7 or Chapter 13 - should be pursued. Joseph Wrobel, Ltd. has offices located in Chicago, Deerfield, Gurnee, Naperville, Orland Park, Schaumburg, Skokie, St. Charles and Westchester.
Chapter 7 is the legal way to declare yourself unable to pay your debts. To file a Chapter 7, under the new law, your income and expenses must meet certain guidelines, demonstrating that you unable to pay your debts. When the Chapter 7 is completed, you will receive a Court Order discharging your legal obligation to pay your creditors.
Chapter 13 is a Court proceeding that is filed with the US Bankruptcy Court, allowing you to arrange a payment plan to pay all of your bills through the Chapter 13 Trustee. Chapter 13 provides debt relief, eliminates bill problems, and stops harassment by creditors.
Chapter 13 reduces the amount of money that you pay each month and pays all your bills: credit cards, auto loans, student loans, medical bills, parking tickets, the IRS, repossessions, etc.It will STOP a mortgage foreclosure that is already in progress. It will even allow you to reinstate your driver's license if suspended due to too many parking tickets or being in an accident without insurance.
Chapter 13 reduces the amount of money that you pay each month and pays all your bills: credit cards, auto loans, student loans, medical bills, parking tickets, the IRS, repossessions, etc.It will STOP a mortgage foreclosure that is already in progress. It will even allow you to reinstate your driver's license if suspended due to too many parking tickets or being in an accident without insurance.
Many people are eligible to file a Chapter 7, even if they own a house, depending on the market value of the house and the size of the mortgage. If your house has too much value, it may be necessary to file a Chapter 13. Both Chapter 7 and Chapter 13 can you allow you to "walk away" from your mortgages, meaning that you would never have to pay the mortgage(s).
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Nick Augustine J. D.
Jun 19, 2017
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