Kristoff Team At Charter One

Our streamlined application syncs with your bank and participating employers to get accurate information fast and with minimal documentation. Our team sends you personalized updates at each stage in the process so you know where you stand and what's needed to get to the finish line. In-person, in a living trust, or via power of attorney, we've got the team and tools to make your closing run smoothly.

Our jumbo loan program can help you purchase or refinance a home with a low rate and no mortgage insurance. The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years.